For Sale
212 E Allegan Street, Otsego, MI 49078
$272,000
MLS # 26019684 (Michigan Regional Information Center (MichRIC))
5 beds2 baths2,918 sqftBuilt 18690.23 acres
1 / 29
Listing Description
Spacious and beautifully updated, this 5-bedroom, 2 full bath home offers room for everyone! Featuring a large kitchen perfect for family gatherings, complete with a pantry and plenty of space to entertain. Recent updates include new carpet, a new roof, and fresh paint throughout--making this home truly move-in ready. Enjoy the comfort of a very large layout with generous living space, plus a fully fenced backyard ideal for pets, play, or relaxing outdoors. The oversized 2-car garage provides ample storage and convenience. Centrally located in downtown Otsego, you'll love being close to everything while still enjoying a great neighborhood setting. Located within the desirable Otsego School District. Zoning here allows for a home based business to be run out of the home. This is a must-see home with space, updates, and location all in one--schedule your showing today! Seller is a licensed realtor in the state of Michigan and listing agent is related.
Source: SparkMLS
About this home
This 5-bedroom, 2-bath, 2,918 sq ft home built in 1869 sits in Otsego Township in Otsego.
Asking $272,000 (about $93/sq ft).
Estimated annual property tax: $4,502, or about $375 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms5
Bathrooms2
Living Area2,918 sqft
Lot Size0.23 acres
Year Built1869
Stories2
Location
CityOtsego
MunicipalityOtsego City
Zip Code49078
CountyAllegan
School DistrictOtsego
Construction & Systems
StyleTraditional
ConstructionVinyl Siding
BasementFull, Michigan Basement
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Connected, Cable Connected
InteriorCenter Island, Eat-in Kitchen, Pantry
Sale & Financing
Listed5/3/2026
Original Price$299,900
Terms AcceptedCash, FHA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$4,502
Tax Year2024
Assessed Value$73,635
Parcel #035410403050
Source: SparkMLS
Legal Description
LOT 30 BLOCK 4 EX NLY 123.5 FT OF W 13.5 FT ALSO NLY 16.5 FT LOT 40 BLOCK 4 O. P. SEC 22 & 23.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Amanda M Atwood
Five Star Real Estate
Frequently Asked Questions about 212 E Allegan Street, Otsego, MI 49078
What school district is 212 E Allegan Street, Otsego, MI 49078 in?
Per MLS# 26019684, this property is served by Otsego. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26019684, the seller has indicated this property accepts the following financing types: Cash, FHA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26019684, the most recent reported annual property tax for 212 E Allegan Street, Otsego, MI 49078 is $4,502 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 212 E Allegan Street, Otsego, MI 49078 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 212 E Allegan Street, Otsego, MI 49078 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Otsego City police department or the Allegan County sheriff's office.
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Monthly payment$1,764
Principal & interest$1,764
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
212 E Allegan Street, Otsego, MI 49078
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Municipality
Otsego Township
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