Sold
215 Washington Street, Otsego, MI 49078
Sold on 03/25/2026 for$280,000
MLS # 26006920 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,848 sqftBuilt 19730.51 acres
1 / 33
Listing Description
Adorable and move-in ready! This charming 3 bdrm, 2 full bth home offers the perfect blend of comfort, style, and convenience. Ideally located in town with quick access to the highways, you'll love the easy commute while still enjoying a spacious setting.Beautifully updated kitchen along with refreshed bathrooms that feel bright and inviting. New flooring throughout the home creates a seamless, cohesive look and adds to the fresh, updated feel. The finished basement provides fantastic additional living space--perfect for a second family room, home office, workout area, or guest retreat with its own full bath. Outside, enjoy summer evenings on the great deck overlooking the large lot, offering plenty of room to entertain, garden, or play. The impressive shed provides excellent storage for tools, toys, or hobbies.
Source: SparkMLS
About this home
3-bedroom, 2-bath, 1,848 sq ft home in Otsego Township in Otsego built in 1973.
Final sale price: $280,000 (about $152/sq ft).
Annual property taxes run approximately $2,574 ($215/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,848 sqft
Lot Size0.51 acres
Year Built1973
Stories1
Location
CityOtsego
MunicipalityOtsego City
Zip Code49078
CountyAllegan
School DistrictOtsego
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementFull
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available, Natural Gas Connected, Cable Connected, High-Speed Internet
InteriorCeiling Fan(s), Broadband, Eat-in Kitchen, Pantry
Sale & Financing
Listed2/24/2026
Sold Date3/24/2026
Terms AcceptedCash, FHA, VA Loan, Rural Development, MSHDA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,574
Tax Year2025
Assessed Value$53,419
Parcel #035402218300
Source: SparkMLS
Legal Description
BEG148.5FTS89DEG48'WOFTHENECOROFTHESE1/4OFSEC22THS89DEG48'W66FTTHS14DEG12'WPPLWITHFARMERST364.07FT
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Amy L Hamilton
Jaqua, REALTORS
Frequently Asked Questions about 215 Washington Street, Otsego, MI 49078
Which school district serves 215 Washington Street, Otsego, MI 49078?
Per MLS# 26006920, 215 Washington Street, Otsego, MI 49078 is in the Otsego boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Otsego directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26006920, this listing accepts Cash, FHA, VA Loan, Rural Development, MSHDA, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 215 Washington Street, Otsego, MI 49078?
Per public tax records, annual property taxes for this property are $2,574 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 215 Washington Street, Otsego, MI 49078 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 215 Washington Street, Otsego, MI 49078 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 215 Washington Street, Otsego, MI 49078?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Otsego City police department or the Allegan County sheriff's office.
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Monthly payment$1,874
Principal & interest$1,874
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
215 Washington Street, Otsego, MI 49078
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Municipality
Otsego Township
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