Sold
217 E Commerce Street, Milford, MI 48381
Sold on 05/13/2026 for$475,000
MLS # 20261020372 (Realcomp)
2 beds2 baths1,386 sqftBuilt 1903
1 / 32
Listing Description
Experience upscale living in the heart of downtown Milford with this stunning condo, just steps from charming boutiques and exceptional dining. Situated in a 100-year-old historic building, it blends timeless architectural character—like exposed stone walls and striking brick arches—with modern luxury. Designed for easy living and entertaining, the open layout is complemented by recessed lighting and distinctive Alder doors that elevate the condo’s sophisticated, urban feel. The kitchen features beautiful white cabinetry, including custom upper cabinets and added pantry, along with granite countertops. The primary suite is a true retreat with its stone accent walls, spa-inspired bathroom, and expansive walk-in closet, while both bathrooms include custom mirrors and upgraded glass shower enclosures. With two bedrooms, a private outdoor patio, and exclusive access to the Bell Tower offering views of downtown, this condo delivers an exceptional combination of history, style, and lifestyle. All of this and this unit has TWO owned carports.
Source: SparkMLS
About this home
Located in Milford Township in Milford, this property offers 2-bedroom, 2-bath, 1,386 sq ft, with original construction dating to 1903.
Closed at $475,000 (about $343/sq ft).
Estimated annual property tax: $8,331, or about $694 monthly. Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeCondominium
Bedrooms2
Bathrooms2
Living Area1,386 sqft
Year Built1903
Stories1
Location
CityMilford
MunicipalityMilford Charter Twp
Zip Code48381
CountyOakland
School DistrictHuron Valley
Construction & Systems
ConstructionStone
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed3/29/2026
Sold Date5/12/2026
Original Price$499,900
Terms AcceptedCash, Conventional, VA Loan
HOA
HOA Fee$320 / Monthly
Source: SparkMLS
Tax Information
Annual Tax$8,276
State Equalized Value$243,320
Taxable Value$203,980
Parcel #1611105019
Source: Public Records
Legal Description
T2N, R7E, SEC 11 OAKLAND COUNTY CONDOMINIUM PLAN NO 2114 THE BELL TOWER CONDOMINIUMS UNIT 6 L 48221 P 160 5-29-15 FR 013
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Heidi Norris
The Brand Real Estate
Frequently Asked Questions about 217 E Commerce Street, Milford, MI 48381
Which school district serves 217 E Commerce Street, Milford, MI 48381?
Per MLS# 20261020372, 217 E Commerce Street, Milford, MI 48381 is in the Huron Valley boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Huron Valley directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 20261020372, this listing accepts Cash, Conventional, VA Loan financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 217 E Commerce Street, Milford, MI 48381?
Per public tax records, annual property taxes for this property are $8,276. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 217 E Commerce Street, Milford, MI 48381 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 217 E Commerce Street, Milford, MI 48381 in a flood zone?
Per FEMA flood maps, this property is designated as Zone AE, a high-risk flood area. Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 217 E Commerce Street, Milford, MI 48381?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
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Tax Estimate
$
Annual tax$8,331
Monthly$694
Millage rate34.2383 mills
Municipality: VILLAGE OF MILFORD
School district: HURON VALLEY SCHOOLS
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$4,095
Principal & interest$3,081
Property taxes$694
HOA$320
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
217 E Commerce Street, Milford, MI 48381
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Municipality
Milford Township
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County
Oakland County
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