Sold
2175 S River Road, Saginaw, MI 48609
Sold on 04/07/2026 for$165,000
MLS # 50198361 (MiRealSource)
3 beds1 bathBuilt 19300.46 acres
1 / 23
Listing Description
Charming 3-bedroom, 1-bath home situated on just under a half acre in desirable James Township, within the Swan Valley School District. This inviting home features an open living room and dining area with beautiful hardwood floors—perfect for everyday living and entertaining. The kitchen offers granite countertops and ample workspace, while the generous full bath includes dual sinks for added convenience. A breezeway connects the home to the garage and provides easy access to the fenced backyard, complete with a deck ideal for relaxing or hosting gatherings. Enjoy the space, comfort, and functionality this lovely property has to offer. Schedule your private showing!
Source: SparkMLS
About this home
This 3-bedroom, 1-bath home built in 1930 sits in James Township in Saginaw.
This home sold for $165,000.
Broadband is available with download speeds up to 1,000 Mbps from 6 providers. Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Lot Size0.46 acres
Year Built1930
Location
CitySaginaw
MunicipalityJames Twp
Zip Code48609
CountySaginaw
School DistrictSwan Valley
Construction & Systems
ConstructionVinyl Siding
BasementPartial, Crawl Space
Garage1.5 spaces
HeatingForced Air
SewerSeptic Tank
InteriorCeiling Fan(s)
Sale & Financing
Listed1/27/2026
Sold Date4/6/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Ashley Baynham
Berkshire Hathaway HomeServices
Frequently Asked Questions about 2175 S River Road, Saginaw, MI 48609
What school district is 2175 S River Road, Saginaw, MI 48609 in?
Per MLS# 50198361, this property is served by Swan Valley. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 50198361, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Is 2175 S River Road, Saginaw, MI 48609 eligible for USDA financing?
Per USDA Rural Development boundary data, 2175 S River Road, Saginaw, MI 48609 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 2175 S River Road, Saginaw, MI 48609 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 2175 S River Road, Saginaw, MI 48609?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 2175 S River Road, Saginaw, MI 48609. The maximum advertised download speed is 1.0 Gbps. 6 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the James Twp police department or the Saginaw County sheriff's office.
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Monthly payment$1,070
Principal & interest$1,070
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1 Gbps
Upload
35 Mbps
CableLicensed Fixed WirelessGSO SatelliteSatellite
6 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
2175 S River Road, Saginaw, MI 48609
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Municipality
James Township
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