For Sale
2176 Truman Drive, Benton Harbor, MI 49022
$239,900
MLS # 26033149 (Michigan Regional Information Center (MichRIC))
3 beds1 bath2,261 sqftBuilt 19530.3 acres
1 / 26
Listing Description
Welcome home to this classic stone ranch in the heart of Fairplain! Full of timeless character and solid construction, this 3-bedroom, 1-bath home offers a functional layout with plenty of space to make your own. The main living areas feature beautiful hardwood floors, with the possibility of hardwood beneath the bedroom carpet (not guaranteed). The kitchen overlooks the backyard and flows into a formal dining room, making it a great setup for everyday living or entertaining. One of the standout features is the versatile breezeway/flex room, which was formerly a garage and now provides valuable additional living space. Whether you envision a family room, recreation room, home office, hobby space, or mudroom, this area gives you the flexibility to tailor it to your lifestyle while providing access to the partially finished basement. Laundry is currently located on the main floor for convenience but could easily be relocated to the basement if desired.
Source: SparkMLS
About this home
This 3-bedroom, 1-bath, 2,261 sq ft home built in 1953 sits in Benton Township in Benton Harbor.
Currently offered at $239,900 (about $106/sq ft).
Annual property taxes run approximately $2,264 ($189/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area2,261 sqft
Lot Size0.3 acres
Year Built1953
Stories1
Location
CityBenton Harbor
MunicipalityBenton Charter Twp
Zip Code49022
CountyBerrien
School DistrictBenton Harbor
Construction & Systems
StyleRanch
ConstructionStone, Vinyl Siding
BasementFull
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Available, Electricity Available, Natural Gas Connected
Sale & Financing
Listed6/30/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,264
Tax Year2026
Assessed Value$70,226
Parcel #11-03-7450-0032-00-9
Source: SparkMLS
Legal Description
LOT 32 TRUMAN'S SUB EXC COM AT NE COR LOT 21 SD PLAT TH N 33'TO NW COR SD LOT 32 TH E 34'TO S COR BET LOTS 17 & 18 TH SWLY TO POB
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Anna Glassman
Glassman Real Estate
Frequently Asked Questions about 2176 Truman Drive, Benton Harbor, MI 49022
What school district is 2176 Truman Drive, Benton Harbor, MI 49022 in?
Per MLS# 26033149, this property is served by Benton Harbor. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 2176 Truman Drive, Benton Harbor, MI 49022?
Per MLS# 26033149, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26033149, the most recent reported annual property tax for 2176 Truman Drive, Benton Harbor, MI 49022 is $2,264 (2026). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 2176 Truman Drive, Benton Harbor, MI 49022 eligible for USDA financing?
Per USDA Rural Development boundary data, 2176 Truman Drive, Benton Harbor, MI 49022 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 2176 Truman Drive, Benton Harbor, MI 49022 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Benton Charter Twp police department or the Berrien County sheriff's office.
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Monthly payment$1,556
Principal & interest$1,556
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
2176 Truman Drive, Benton Harbor, MI 49022
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Municipality
Benton Township
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