Sold
218 Kalamazoo Street, Otsego, MI 49078
Sold on 06/26/2026 for$284,500
MLS # 26020893 (Michigan Regional Information Center (MichRIC))
4 beds2 baths2,276 sqftBuilt 19060.31 acres
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Listing Description
This fantastic 4 Bedroom, 2 bath home is very spacious & worthy of your inspection! It offers a charming formal dining room, large living room with wood burning fireplace & built-in bookcase. Delightful kitchen with an abundance of cabinets, pantry & center island. The main floor primary bedroom has its own bathroom. There's a cozy knotty pine family room at the rear of the home providing a nice view of the back yard. Upstairs you'll find 3 bedrooms with 1 being quite large with two closets, another is currently being used as an office. Let your imagination guide you in the best uses for you. Basement houses the laundry, work shop & storage space. Recent updates include 3-4 yr old basement windows, gas water heater, & gas fired hot water boiler. Siding & roof are approx 5 years old , all per seller. Weatherguard windows have a lifetime warranty, that stays with house.
Source: SparkMLS
About this home
Located in Otsego Township in Otsego, this property offers 4-bedroom, 2-bath, 2,276 sq ft, with original construction dating to 1906.
Closed at $284,500 (about $125/sq ft).
Annual property taxes run approximately $2,729 ($227/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Living Area2,276 sqft
Lot Size0.31 acres
Year Built1906
Stories2
Location
CityOtsego
MunicipalityOtsego City
Zip Code49078
CountyAllegan
School DistrictOtsego
Construction & Systems
StyleTraditional
ConstructionBrick, Vinyl Siding
BasementPartial
Garage1 space
HeatingHot Water
WaterPublic
SewerPublic
UtilitiesNatural Gas Available, Electricity Available, Cable Available, Natural Gas Connected, Cable Connected
InteriorCeiling Fan(s), Center Island, Pantry
Sale & Financing
Listed5/7/2026
Sold Date6/25/2026
Terms AcceptedCash, FHA, VA Loan, Rural Development, MSHDA, Conventional
Concessions$11,380
Source: SparkMLS
Tax Information
Annual Tax$2,729
Tax Year2026
Assessed Value$62,730
Parcel #54-100-071-50
Source: SparkMLS
Legal Description
NLY 1/2 OF LOTS 70 & 71 O. P. SEC 22 & 23.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Wendy Conner
Greenridge Cornell & Associates
Frequently Asked Questions about 218 Kalamazoo Street, Otsego, MI 49078
Which school district serves 218 Kalamazoo Street, Otsego, MI 49078?
Per MLS# 26020893, 218 Kalamazoo Street, Otsego, MI 49078 is in the Otsego boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Otsego directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 26020893, this listing accepts Cash, FHA, VA Loan, Rural Development, MSHDA, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 218 Kalamazoo Street, Otsego, MI 49078?
Per public tax records, annual property taxes for this property are $2,729 (2026). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 218 Kalamazoo Street, Otsego, MI 49078 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 218 Kalamazoo Street, Otsego, MI 49078 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 218 Kalamazoo Street, Otsego, MI 49078?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Otsego City police department or the Allegan County sheriff's office.
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Monthly payment$1,880
Principal & interest$1,880
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
218 Kalamazoo Street, Otsego, MI 49078
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Municipality
Otsego Township
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