Sold
218 S North Street, Otsego, MI 49078
Sold on 03/17/2026 for$209,000
MLS # 26002858 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,157 sqftBuilt 18850.17 acres
1 / 38
Listing Description
* Move RIght In * Enjoy low maintenance vinyl siding, a new roof, fresh paint, and a newly updated interior. Enter to refinished hardwoods and a great flexible layout. The kitchen boasts new: upgraded LVT flooring, custom countertops, tile backsplash, sink and faucet. Appliances shown are included. The spacious main bath is clean and bright with new flooring, toilet, tub+surround, and fixtures. All three bedrooms are good sized and boast new carpet. The second story has conveniently located laundry and a beautiful half-bath with new: vanity, flooring, faucet, toilet, and mirror. The basement offers great storage and utility space. The generously sized backyard has existing fencing and great space for play, hanging out, gardening, and pets. The front porch is also an inviting space for a book or cup of coffee.
Source: SparkMLS
About this home
Located in Otsego Township in Otsego, this property offers 3-bedroom, 2-bath, 1,157 sq ft, with original construction dating to 1885.
Final sale price: $209,000 (about $181/sq ft).
Annual property taxes run approximately $2,028 ($169/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Fiber internet is available at this address with download speeds up to 6,000 Mbps across 8 providers. Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation.
Tour
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,157 sqft
Lot Size0.17 acres
Year Built1885
Stories2
Location
CityOtsego
MunicipalityOtsego City
Zip Code49078
CountyAllegan
School DistrictOtsego
Construction & Systems
StyleFarmhouse
ConstructionVinyl Siding
BasementPartial
Garage1 space
HeatingHot Water
WaterPublic
SewerPublic
Sale & Financing
Listed1/22/2026
Sold Date3/16/2026
Original Price$216,000
Terms AcceptedFHA, VA Loan, Rural Development, MSHDA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,028
Tax Year2025
Assessed Value$31,531
Parcel #54-207-043-00
Source: SparkMLS
Legal Description
N 1/3 OF LOTS 43 & 44 BLK G BURLINGHAM'S ADDITION.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Megan Sharp
Five Star Real Estate
Frequently Asked Questions about 218 S North Street, Otsego, MI 49078
What school district is 218 S North Street, Otsego, MI 49078 in?
Per MLS# 26002858, this property is served by Otsego. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 26002858, the seller has indicated this property accepts the following financing types: FHA, VA Loan, Rural Development, MSHDA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26002858, the most recent reported annual property tax for 218 S North Street, Otsego, MI 49078 is $2,028 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 218 S North Street, Otsego, MI 49078 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 218 S North Street, Otsego, MI 49078 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 218 S North Street, Otsego, MI 49078?
Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 6.0 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Otsego City police department or the Allegan County sheriff's office.
Loading map...
Mortgage Calculator
$
%
$
$
$
Monthly payment$1,375
Principal & interest$1,375
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
6 Gbps
Upload
6 Gbps
FiberCableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
8 providers at this address
123.NET IncFiber
6 GbpsSpectrumCable
1 GbpsVerizonLicensed Fixed Wireless
300 MbpsStarlinkGSO Satellite
280 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsAT&TDSL
10 MbpsT-MobileLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
218 S North Street, Otsego, MI 49078
View full property history →
Municipality
Otsego Township
View all listings →
Get email alerts for new listings near 218 S North Street
We'll notify you when something hits the market in Otsego Township or nearby.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.