Sold
21909 Hilltop Circle, Stanwood, MI 49346
Sold on 03/26/2026 for$600,000
MLS # 25048416 (Michigan Regional Information Center (MichRIC))
4 beds4 baths2,956 sqftBuilt 20180.63 acres
1 / 47
Listing Description
A beautiful home WITH deeded access to a private marina on Hardy Pond including your own boat slip! Whether you are searching for a year-round place to call home, or a vacation spot to unwind look no further. This small community of well-kept homes is just minutes from 131 and offers a shared waterfront beach area to relax and unwind. You'll enjoy direct access to hike/bike the Dragon Trail (45 miles long), or relax on nearly 4,000 acres of water on the Hardy Dam Pond. This custom built home features 4 beds, 3.5 baths, Michigan Room, main floor laundry, large primary suite, kitchen with huge island and stainless appliances, large lower rec room, insulated and drywalled 3-stall garage, composite deck, generator hookup, and more! Not many homes offer the privacy and convenience of a wooded lot combined with waterfront beach access and a private marina just a couple hundred feet away. This is one you need to see in person! Be sure to ask your agent for a copy of the full features sheet.
Source: SparkMLS
About this home
4-bedroom, 4-bath, 2,956 sq ft home in Stanwood built in 2018.
Final sale price: $600,000 (about $203/sq ft).
Estimated annual property tax: $5,431, or about $453 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Great Lakes Energy Cooperative; natural gas by DTE Gas Company. Fiber internet is available at this address with download speeds up to 1,000 Mbps across 7 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms4
Living Area2,956 sqft
Lot Size0.63 acres
Year Built2018
Stories1
Location
CityStanwood
MunicipalityMecosta Twp
Zip Code49346
CountyMecosta
School DistrictMorley Stanwood
Construction & Systems
StyleRanch
ConstructionStone, Vinyl Siding
BasementDaylight, Full
Garage3 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesCable Connected
InteriorCeiling Fan(s), Broadband, Garage Door Opener, Center Island, Eat-in Kitchen, Pantry
Sale & Financing
Listed9/18/2025
Sold Date3/25/2026
Original Price$615,000
Terms AcceptedCash, FHA, Conventional
HOA
HOA Fee$1,000 / Annually
IncludesSnow Removal
Source: SparkMLS
Tax Information
Annual Tax$5,431
Tax Year2024
Assessed Value$130,427
Parcel #09 068 022 000
Source: SparkMLS
Legal Description
SEC 28 TWN 14N RNG 10W SEC 28 T14N R10W MUSKEGON RIVER ESTATES UNIT 22 SPLIT ON 10/6/2006 FROM 09 028 009 000
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Benjamin F Poortenga
Green Crown Real Estate LLC
Frequently Asked Questions about 21909 Hilltop Circle, Stanwood, MI 49346
Which school district serves 21909 Hilltop Circle, Stanwood, MI 49346?
Per MLS# 25048416, 21909 Hilltop Circle, Stanwood, MI 49346 is in the Morley Stanwood boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Morley Stanwood directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 25048416, this listing accepts Cash, FHA, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 21909 Hilltop Circle, Stanwood, MI 49346?
Per public tax records, annual property taxes for this property are $5,431 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 21909 Hilltop Circle, Stanwood, MI 49346 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 21909 Hilltop Circle, Stanwood, MI 49346 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 21909 Hilltop Circle, Stanwood, MI 49346. The maximum advertised download speed is 1.0 Gbps. 7 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 21909 Hilltop Circle, Stanwood, MI 49346?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Mecosta Twp police department or the Mecosta County sheriff's office.
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Mortgage Calculator
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Monthly payment$3,975
Principal & interest$3,892
HOA$83
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
1 Gbps
Upload
1 Gbps
FiberGSO SatelliteSatelliteLicensed Fixed Wireless
7 providers at this address
1 Gbps
TruestreamFiber
1 GbpsStarlinkGSO Satellite
280 MbpsViasat IncSatellite
150 MbpsHughesNetSatellite
50 MbpsPoint Broadband Fiber Holding LLCLicensed Fixed Wireless
0 MbpsT-MobileLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Great Lakes Energy Cooperative
Co-op
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
21909 Hilltop Circle, Stanwood, MI 49346
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