Sold
220 Mary Street, Plainwell, MI 49080
Sold on 05/29/2026 for$199,900
MLS # 26015844 (Michigan Regional Information Center (MichRIC))
3 beds1 bath1,282 sqftBuilt 19580.23 acres
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Listing Description
This 3-bedroom, 1-bath home offers incredible potential and a setting that's hard to find! Situated on a lot with a massive, park-like backyard, you'll love the space to relax, entertain, or create your own outdoor oasis. A convenient shed adds extra storage for tools and toys. Over the past 6 years, the big-ticket items have been taken care of--including a new roof, siding, gutters, and windows--giving you peace of mind. Inside, the home is ready for your personal touch and a little love to truly make it shine. Whether you're a first-time buyer looking to build equity or an investor searching for your next opportunity, this property is full of possibilities!
Source: SparkMLS
About this home
Located in Otsego Township in Plainwell, this property offers 3-bedroom, 1-bath, 1,282 sq ft, with original construction dating to 1958.
Final sale price: $199,900 (about $156/sq ft).
Estimated annual property tax: $1,340, or about $112 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,282 sqft
Lot Size0.23 acres
Year Built1958
Stories1
Location
CityPlainwell
MunicipalityOtsego Twp
Zip Code49080
CountyAllegan
School DistrictPlainwell
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementPartial
Garage1 space
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesPhone Available, Electricity Available, Cable Available
InteriorGarage Door Opener, Eat-in Kitchen
Sale & Financing
Listed4/15/2026
Sold Date5/28/2026
Terms AcceptedCash, FHA, Rural Development, MSHDA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,340
Tax Year2025
Assessed Value$37,002
Parcel #1726000600
Source: SparkMLS
Legal Description
On File
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Amy L Hamilton
Jaqua, REALTORS
Frequently Asked Questions about 220 Mary Street, Plainwell, MI 49080
Which school district serves 220 Mary Street, Plainwell, MI 49080?
Per MLS# 26015844, 220 Mary Street, Plainwell, MI 49080 is in the Plainwell boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Plainwell directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 26015844, this listing accepts Cash, FHA, Rural Development, MSHDA, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 220 Mary Street, Plainwell, MI 49080?
Per public tax records, annual property taxes for this property are $1,340 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 220 Mary Street, Plainwell, MI 49080 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 220 Mary Street, Plainwell, MI 49080 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 220 Mary Street, Plainwell, MI 49080?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Otsego Twp police department or the Allegan County sheriff's office.
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Monthly payment$1,297
Principal & interest$1,297
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
220 Mary Street, Plainwell, MI 49080
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Municipality
Otsego Township
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