Sold
223 W Hosmer Street, Saint Charles, MI 48655
Sold on 04/16/2026 for$148,500
MLS # 50197129 (MiRealSource)
3 beds1 bathBuilt 19100.1 acres
1 / 24
Listing Description
Welcome to your charming Cozy Bungalow, a delightful 3-bedroom, 1-bath home perfect for comfortable living. This inviting residence features a maintenance-free exterior, allowing you to spend more time enjoying your surroundings. As you approach, you'll be greeted by a welcoming front porch, ideal for relaxing with a morning coffee or greeting neighbors. Step inside to discover a bright and airy white kitchen, elegantly designed with a tile backsplash that adds a touch of modern charm. The kitchen seamlessly flows into a cozy eating area, making it perfect for family meals or entertaining guests. The spacious bedrooms boast unique shiplap walls and sliding barn doors, creating a warm, rustic atmosphere while providing easy access and privacy. Each room is designed with comfort in mind, making this home move-in ready for you and your family.
Source: SparkMLS
About this home
3-bedroom, 1-bath home in St Charles Township in Saint Charles built in 1910.
This home sold for $148,500.
Broadband is available with download speeds up to 1,000 Mbps from 6 providers. Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Lot Size0.1 acres
Year Built1910
Location
CitySaint Charles
MunicipalitySaginaw
Zip Code48655
CountySaginaw
School DistrictSt Charles
Construction & Systems
ConstructionVinyl Siding
BasementCrawl Space
Garage1 space
HeatingForced Air
SewerPublic
Sale & Financing
Listed1/7/2026
Sold Date4/15/2026
Original Price$164,500
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Ann Arthur
RE/MAX of Midland
Frequently Asked Questions about 223 W Hosmer Street, Saint Charles, MI 48655
What school district is 223 W Hosmer Street, Saint Charles, MI 48655 in?
Per MLS# 50197129, this property is served by St Charles. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 223 W Hosmer Street, Saint Charles, MI 48655?
Per MLS# 50197129, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Is 223 W Hosmer Street, Saint Charles, MI 48655 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 223 W Hosmer Street, Saint Charles, MI 48655 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 223 W Hosmer Street, Saint Charles, MI 48655?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 223 W Hosmer Street, Saint Charles, MI 48655. The maximum advertised download speed is 1.0 Gbps. 6 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Saginaw police department or the Saginaw County sheriff's office.
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Monthly payment$979
Principal & interest$979
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1 Gbps
Upload
35 Mbps
CableLicensed Fixed WirelessGSO SatelliteSatellite
6 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
223 W Hosmer Street, Saint Charles, MI 48655
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Municipality
St Charles Township
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