For Sale
22437 Milner Street, Saint Clair Shores, MI 48081
$384,900
MLS # 50196425 (MiRealSource)
2 beds1 bathBuilt 19270.14 acres
1 / 55
Listing Description
Canal-front living in the heart of St. Clair Shores! This charming two-story home offers a rare waterfront lifestyle with canal frontage and a private lakefront park located at the end of the street. Ideally situated directly across from the Lac Sainte Clair city owned waterfront park, featuring a city pool and marina for endless summer enjoyment. Inside, you’ll find refinished hardwood floors and an updated kitchen with Corian countertops and stainless steel appliances. The finished rec room is perfect for entertaining, showcasing a tiki bar, vaulted ceiling, and convenient half bath, with direct access to the deck. Step outside to enjoy canal frontage complete with a boat hoist, plus a patio with a bonfire pit for relaxing evenings by the water. A truly unique opportunity to enjoy waterfront living, boating, and recreation all in one exceptional location.
Source: SparkMLS
About this home
This 2-bedroom, 1-bath home built in 1927 sits in St Clair Shores in Saint Clair Shores.
Asking $384,900.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company. Fiber internet is available at this address with download speeds up to 5,000 Mbps across 10 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Lot Size0.14 acres
Year Built1927
Location
CitySaint Clair Shores
MunicipalitySaint Clair Shores City
Zip Code48081
CountyMacomb
Construction & Systems
ConstructionVinyl Siding
BasementCrawl Space
Garage1.5 spaces
SewerPublic
InteriorCeiling Fan(s)
Sale & Financing
Listed12/21/2025
Original Price$390,000
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Parcel #09-14-23-102-036
Source: SparkMLS
Legal Description
MILLER AND TANNER SUBDIVISION (L3, P81) E 5' OF LOT 8, ALL OF LOT 9 & THE W 10' OF LOT 10
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Michael Mitchell
Berkshire Hathaway HomeServices Kee Realty SCS
Frequently Asked Questions about 22437 Milner Street, Saint Clair Shores, MI 48081
Can I use FHA or VA financing for this property?
Per MLS# 50196425, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 22437 Milner Street, Saint Clair Shores, MI 48081 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 22437 Milner Street, Saint Clair Shores, MI 48081 in a flood zone?
Per FEMA flood maps, this property is designated as Zone AE, a high-risk flood area. Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 22437 Milner Street, Saint Clair Shores, MI 48081. The maximum advertised download speed is 5.0 Gbps. 10 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 22437 Milner Street, Saint Clair Shores, MI 48081?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Macomb County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
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Monthly payment$2,496
Principal & interest$2,496
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Internet
FiberDownload
5 Gbps
Upload
5 Gbps
FiberCableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
10 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
22437 Milner Street, Saint Clair Shores, MI 48081
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Municipality
St Clair Shores
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County
Macomb County
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