Sold
22440 California Street, Saint Clair Shores, MI 48080
Sold on 06/29/2026 for$220,000
MLS # 20261036455 (Realcomp)
3 beds1 bath1,381 sqftBuilt 19520.11 acres
1 / 32
Listing Description
Adorable 3-bedroom bungalow just steps from the heart of downtown Saint Clair Shores! Offering approximately 1,000 sq ft of charming living space, this move-in ready home combines character with thoughtful updates throughout. The main level features hardwood floors, a spacious living area, and a separate dining room perfect for entertaining. The updated upstairs bungalow has been freshly painted and features brand new vinyl flooring, creating the perfect flex space for a bedroom, office, or cozy retreat. The kitchen includes stainless steel appliances and great functionality for everyday living. Major mechanical updates provide peace of mind, including a new roof (2023) and new windows installed in 2024 with a 35-year transferable warranty. Partially finished basement! Super cute, full of charm, and within walking distance to shops, restaurants, and waterfront attractions!
Source: SparkMLS
About this home
This 3-bedroom, 1-bath, 1,381 sq ft home built in 1952 sits in St Clair Shores in Saint Clair Shores.
Final sale price: $220,000 (about $159/sq ft).
Annual property taxes run approximately $3,448 ($287/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,381 sqft
Lot Size0.11 acres
Year Built1952
Stories2
Location
CitySaint Clair Shores
MunicipalitySaint Clair Shores City
Zip Code48080
CountyMacomb
School DistrictSouth Lake
Construction & Systems
ConstructionVinyl Siding
BasementPartial
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Partially Finished
Sale & Financing
Listed5/19/2026
Sold Date6/28/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$3,448
State Equalized Value$77,600
Taxable Value$69,275
Parcel #14-34-329-018
Source: Public Records
Legal Description
ELMWOOD PARK SUBDIVISION (L9, P8) LOT 27
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Nicole Fern
KW Platinum
Frequently Asked Questions about 22440 California Street, Saint Clair Shores, MI 48080
Which school district serves 22440 California Street, Saint Clair Shores, MI 48080?
Per MLS# 20261036455, 22440 California Street, Saint Clair Shores, MI 48080 is in the South Lake boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact South Lake directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 20261036455, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 22440 California Street, Saint Clair Shores, MI 48080?
Per public tax records, annual property taxes for this property are $3,448. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 22440 California Street, Saint Clair Shores, MI 48080 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 22440 California Street, Saint Clair Shores, MI 48080 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 22440 California Street, Saint Clair Shores, MI 48080?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Macomb County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
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Monthly payment$1,297
Principal & interest$1,297
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
22440 California Street, Saint Clair Shores, MI 48080
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Municipality
St Clair Shores
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County
Macomb County
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