For Sale
22461 Benjamin Street, Saint Clair Shores, MI 48081
$925,000
MLS # 20261043327 (Realcomp)
4 beds5 baths3,924 sqftBuilt 19580.32 acres
1 / 63
Listing Description
Spectacular in St. Clair Shores! This waterfront home offers over 3,300 square feet of living space plus a basement with100 feet of canal frontage just a few houses from Lake St. Clair. A major 2021 addition transformed the home, featuring an incredible main-floor primary suite with a luxurious bath and oversized walk-in closet complete with custom dual pull-out shoe storage, a spacious family room with wet bar, main-floor laundry, and an additional half bath. The chef's kitchen is equipped with granite countertops and stainless steel appliances. The original portion of the home includes a second updated bedroom suite, two additional bedrooms, and another full bath, providing a total of 4 bedrooms, 3 full baths, and 2 half baths.Your private resort-style backyard has an inground pool, a hot tub and a covered patio with infrared heaters to warm cool nights and fans to cool warm days! All the details were thought out in this expansive entertaining space!. Situated on a rare .33-acre lot, this property offers the ultimate waterfront lifestyle. Other recent updates include a new seawall fronted by 1000 sq ft of Trex Deck (2019), new roof (2021) and new furnaces (2025). Enjoy all that St. Clair Shores has to offer: city parks with marinas, boat launches, pools, an ice arena, golf course, disc golf, and more.
Source: SparkMLS
About this home
4-bedroom, 5-bath, 3,924 sq ft home in St Clair Shores in Saint Clair Shores built in 1958.
Asking $925,000 (about $236/sq ft).
Property tax estimate: $13,369 per year ($1,114/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms5
Living Area3,924 sqft
Lot Size0.32 acres
Year Built1958
Stories4
Location
CitySaint Clair Shores
MunicipalitySaint Clair Shores City
Zip Code48081
CountyMacomb
School DistrictLakeview
Construction & Systems
ConstructionBrick
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Finished, Hot Tub Spa
Sale & Financing
Listed6/10/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$13,369
State Equalized Value$367,500
Taxable Value$278,046
Parcel #14-26-108-037
Source: Public Records
Legal Description
COUCHEZ'S LAKE ST CLAIR SUBDIVISION (L3, P3) LOTS 29 & 30, ALSO A.P. 58 (L31, P18) THE S 20' OF LOTS 15 & 16 AND ALL OF LOTS 31 & 32
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by James M Horn
KW Domain
Frequently Asked Questions about 22461 Benjamin Street, Saint Clair Shores, MI 48081
Which school district serves 22461 Benjamin Street, Saint Clair Shores, MI 48081?
Per MLS# 20261043327, 22461 Benjamin Street, Saint Clair Shores, MI 48081 is in the Lakeview boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Lakeview directly to confirm enrollment eligibility.
What financing options are available for 22461 Benjamin Street, Saint Clair Shores, MI 48081?
Per MLS# 20261043327, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 22461 Benjamin Street, Saint Clair Shores, MI 48081?
Per public tax records, annual property taxes for this property are $13,369. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 22461 Benjamin Street, Saint Clair Shores, MI 48081 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 22461 Benjamin Street, Saint Clair Shores, MI 48081 in a flood zone?
Per FEMA flood maps, this property is designated as Zone AE, a high-risk flood area. Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 22461 Benjamin Street, Saint Clair Shores, MI 48081?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Macomb County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
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Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
22461 Benjamin Street, Saint Clair Shores, MI 48081
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Municipality
St Clair Shores
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County
Macomb County
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