For Sale
22482 Beach Street, Saint Clair Shores, MI 48081
$449,900
MLS # 20261048297 (Realcomp)
4 beds2 baths1,939 sqftBuilt 19570.09 acres
1 / 46
Listing Description
Welcome home to 22482 Beach in the heart of St. Clair Shores! Enjoy canal-front living just in time for summer. Step inside to a spacious living room featuring new hardwood floors, along with a large office or optional first-floor bedroom with fresh paint and an updated full bath. The kitchen features stainless steel appliances, a gas range, tray ceilings, and granite countertops with an overhang for bar seating, plus a bonus bar nook perfect for entertaining. A new sliding door provides easy access to the backyard. The second floor offers a generous guest bedroom with a large closet and private seating nook. The spacious primary suite is filled with natural light and features a beautifully updated bathroom, a hidden walk-in closet behind custom bookshelves, and convenient second-floor laundry with direct access to a private balcony overlooking the canal. Enjoy multiple outdoor spaces including a balcony, deck, grassy yard, private dock, and canal frontage. It is ideal for boating, entertaining, or relaxing by the water. Additional updates include a newer roof over the office and a newer washing machine. Conveniently located across the street from popular local favorites including Dox Bar & Grill, Johnny Blacks, Brunch with Me, and New Order Coffee, with easy access to shopping, dining, and everything St. Clair Shores has to offer.
Source: SparkMLS
About this home
Located in St Clair Shores in Saint Clair Shores, this property offers 4-bedroom, 2-bath, 1,939 sq ft, with original construction dating to 1957.
Currently offered at $449,900 (about $232/sq ft).
Estimated annual property tax: $9,193, or about $766 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Living Area1,939 sqft
Lot Size0.09 acres
Year Built1957
Stories2
Location
CitySaint Clair Shores
MunicipalitySaint Clair Shores City
Zip Code48081
CountyMacomb
School DistrictLakeview
Construction & Systems
ConstructionVinyl Siding
BasementCrawl Space
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed6/30/2026
Terms AcceptedCash, Conventional
HOA
HOA Fee$33 / Monthly
Source: SparkMLS
Tax Information
Annual Tax$9,193
State Equalized Value$229,200
Taxable Value$191,188
Parcel #14-26-151-005
Source: Public Records
Legal Description
LAKE ST. CLAIR GARDENS ANNEX SUBDIVISION (L9, P48)LOT 72
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Thomas Apap
@properties Christie's Int'l R.E. Birmingham
Frequently Asked Questions about 22482 Beach Street, Saint Clair Shores, MI 48081
What school district is 22482 Beach Street, Saint Clair Shores, MI 48081 in?
Per MLS# 20261048297, this property is served by Lakeview. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 20261048297, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261048297, the most recent reported annual property tax for 22482 Beach Street, Saint Clair Shores, MI 48081 is $9,193. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 22482 Beach Street, Saint Clair Shores, MI 48081 eligible for USDA financing?
Per USDA Rural Development boundary data, 22482 Beach Street, Saint Clair Shores, MI 48081 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 22482 Beach Street, Saint Clair Shores, MI 48081 is in flood zone AE (high risk). Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Macomb County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
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Monthly payment$2,951
Principal & interest$2,918
HOA$33
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
22482 Beach Street, Saint Clair Shores, MI 48081
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Municipality
St Clair Shores
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County
Macomb County
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