For Sale
22491 E 10 Mile Road, Saint Clair Shores, MI 48080
$1,249,000
MLS # 20261045448 (Realcomp)
3 beds3 baths3,504 sqftBuilt 20180.16 acres
1 / 66
Listing Description
Custom-built waterfront luxury offering approximately 3,504 square feet of thoughtfully designed living space on a prime St. Clair Shores canal with quick access to Lake St. Clair. Built from the ground up with exceptional attention to detail, this residence seamlessly blends luxury, technology, energy efficiency, and the ultimate boating lifestyle. The open-concept main level is designed for entertaining and everyday living, featuring a chef-inspired kitchen with premium Samsung appliances, including a smart refrigerator, 5-burner gas cooktop, double ovens, wine refrigerator, premium cabinetry, walk-in pantry, oversized center island, and designer finishes throughout. The great room captures waterfront views and flows effortlessly into a screened waterfront living space featuring stone accents, wood ceiling detail, recessed lighting, ceiling fans, and a mounted television. The upper level offers a spacious primary suite with private balcony access, canal views, a custom walk-in closet, and a spa-inspired bath with dual vanities, illuminated mirrors, and an oversized glass-enclosed shower. Two additional bedrooms, a full bath, second-floor laundry, and a versatile sitting area complete the second level. Designed to maximize the waterfront setting, outdoor living spaces include expansive composite decking, glass-railed terraces, multiple entertaining areas, hot tub, outdoor grilling station, and canal-side gathering spaces ideal for enjoying the Lake St. Clair lifestyle. Additional features include a fully integrated Google Home smart-home ecosystem, recessed LED lighting throughout, integrated ceiling speakers, high-efficiency mechanical systems, whole-home dehumidification, Honeywell whole-house generator, and a temperature-controlled crawl space with dedicated heating and cooling. The oversized heated garage offers premium finishes, exceptional ceiling height, and potential vehicle-lift accommodation, in one of Michigan's premier boating communities.
Source: SparkMLS
About this home
3-bedroom, 3-bath, 3,504 sq ft home in St Clair Shores in Saint Clair Shores built in 2018.
Listed at $1,249,000 (about $356/sq ft).
Estimated annual property tax: $14,928, or about $1,244 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area3,504 sqft
Lot Size0.16 acres
Year Built2018
Stories2
Location
CitySaint Clair Shores
MunicipalitySaint Clair Shores City
Zip Code48080
CountyMacomb
School DistrictLakeview
Construction & Systems
ConstructionStone, Stucco
BasementCrawl Space, Slab
Garage2.5 spaces
HeatingForced Air
InteriorGenerator, Hot Tub Spa, Security System
Sale & Financing
Listed6/14/2026
Terms AcceptedCash, Conventional
HOA
HOA Fee$800 / Annually
Source: SparkMLS
Tax Information
Annual Tax$14,928
State Equalized Value$433,600
Taxable Value$310,466
Parcel #14-26-152-007
Source: Public Records
Legal Description
LAKE ST. CLAIR GARDENS SUBDIVISION (L8, P24) LOTS 100 & 101
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by James Bufalino
Premier Property Services LLC
Frequently Asked Questions about 22491 E 10 Mile Road, Saint Clair Shores, MI 48080
Which school district serves 22491 E 10 Mile Road, Saint Clair Shores, MI 48080?
Per MLS# 20261045448, 22491 E 10 Mile Road, Saint Clair Shores, MI 48080 is in the Lakeview boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Lakeview directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 20261045448, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 22491 E 10 Mile Road, Saint Clair Shores, MI 48080?
Per public tax records, annual property taxes for this property are $14,928. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 22491 E 10 Mile Road, Saint Clair Shores, MI 48080 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 22491 E 10 Mile Road, Saint Clair Shores, MI 48080 in a flood zone?
Per FEMA flood maps, this property is designated as Zone AE, a high-risk flood area. Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 22491 E 10 Mile Road, Saint Clair Shores, MI 48080?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Macomb County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
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Mortgage Calculator
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Monthly payment$8,168
Principal & interest$8,101
HOA$67
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
22491 E 10 Mile Road, Saint Clair Shores, MI 48080
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Municipality
St Clair Shores
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County
Macomb County
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