Sold
225 Jay Street, St. Charles, MI 48655
Sold on 10/31/2023 for$85,000
MLS # 23030734 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,455 sqftBuilt 19250.2 acres
1 / 35
Listing Description
This home has so much potential. With a little love this could be your forever home. This home sits on a corner lot with mature trees offering privacy. Inside you will find a large living room, spacious kitchen, and a den that could be used as a main floor/4th bedroom. Main floor laundry and a full bathroom finish off the main level. The primary bedroom is spacious and has its own full bath. The two additional bedrooms are upstairs as well, putting all of the bedrooms on the same floor. The home has an attached two car garage with an additional covered lean-to giving you plenty of space to keep all of your toys covered and protected.
Source: SparkMLS
About this home
This 3-bedroom, 2-bath, 1,455 sq ft home built in 1925 sits in St Charles Village in St. Charles.
This home sold for $85,000 (about $58/sq ft).
Estimated annual property tax: $2,347, or about $196 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Broadband is available with download speeds up to 1,000 Mbps from 6 providers. Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,455 sqft
Lot Size0.2 acres
Year Built1925
Stories2
Location
CitySt. Charles
MunicipalitySt Charles Vlg
Zip Code48655
CountySaginaw
School DistrictSt. Charles Community Schools
Construction & Systems
StyleTraditional
ConstructionVinyl Siding
BasementMichigan Basement
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed8/19/2023
Sold Date10/30/2023
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,347
Tax Year2022
Assessed Value$35,042
Parcel #24103050925000
Source: SparkMLS
Legal Description
LOT 1 BLK 5 PENOYERS SUB DIV OF BLOCKS 15 35 & 36 VILLAGE OF ST CHARLES SEC 5 T10N R3E
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Ashley Winston
RE/MAX Perrett Associates
Frequently Asked Questions about 225 Jay Street, St. Charles, MI 48655
What school district is 225 Jay Street, St. Charles, MI 48655 in?
Per MLS# 23030734, this property is served by St. Charles Community Schools. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 23030734, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 23030734, the most recent reported annual property tax for 225 Jay Street, St. Charles, MI 48655 is $2,347 (2022). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 225 Jay Street, St. Charles, MI 48655 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 225 Jay Street, St. Charles, MI 48655 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 225 Jay Street, St. Charles, MI 48655?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 225 Jay Street, St. Charles, MI 48655. The maximum advertised download speed is 1.0 Gbps. 6 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the St Charles Vlg police department or the Saginaw County sheriff's office.
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Monthly payment$518
Principal & interest$518
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1 Gbps
Upload
35 Mbps
CableLicensed Fixed WirelessGSO SatelliteSatellite
6 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
225 Jay Street, St. Charles, MI 48655
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Municipality
St Charles Village
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