For Sale
22502 Beach Street, Saint Clair Shores, MI 48081
$375,000
MLS # 20261044071 (Realcomp)
3 beds2 baths1,650 sqftBuilt 19400.09 acres
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Listing Description
Experience turnkey waterfront living in this completely remodeled 3-bedroom, 2-bath bungalow with direct canal frontage just a few doors down from all-sports Lake St. Clair. Every inch of this home has been thoughtfully updated, blending modern design with the laid-back lake lifestyle. Step inside to a bright, open-concept floor plan featuring a spacious living room that flows seamlessly into the stunning chef-inspired kitchen, complete with quartz countertops, stainless steel appliances, and custom cabinetry. A door wall provides easy access to the backyard and canal, making entertaining effortless. The main level offers two generously sized bedrooms and a beautifully remodeled full bath. Upstairs, the incredible primary suite serves as a private retreat, featuring a spa-like en-suite bathroom with dual vanities, a large walk-in shower, soaking tub, and designer finishes throughout. A private balcony overlooking the backyard and canal creates the perfect setting for morning coffee or evening sunsets by the water. Outside, enjoy canal-front living with direct access to Lake St. Clair, a detached one-car garage, and a low-maintenance property designed for enjoying life on the water. Completely updated and move-in ready, this rare waterfront opportunity combines luxury finishes, thoughtful design, and an unbeatable location close to marinas, dining, shopping, and everything St. Clair Shores has to offer.
Source: SparkMLS
About this home
3-bedroom, 2-bath, 1,650 sq ft home in St Clair Shores in Saint Clair Shores built in 1940.
Asking $375,000 (about $227/sq ft).
Estimated annual property tax: $4,887, or about $407 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,650 sqft
Lot Size0.09 acres
Year Built1940
Stories2
Location
CitySaint Clair Shores
MunicipalitySaint Clair Shores City
Zip Code48081
CountyMacomb
School DistrictLakeview
Construction & Systems
ConstructionVinyl Siding
BasementCrawl Space
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed6/10/2026
Terms AcceptedCash, Conventional
HOA
HOA Fee$450 / Annually
Source: SparkMLS
Tax Information
Annual Tax$4,887
State Equalized Value$140,700
Taxable Value$79,275
Parcel #14-26-151-010
Source: Public Records
Legal Description
LAKE ST. CLAIR GARDENS SUBDIVISION (L8, P24) LOT 86
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Charles A Siciliano
@properties Christie's Int'l R.E. Birmingham
Frequently Asked Questions about 22502 Beach Street, Saint Clair Shores, MI 48081
What school district is 22502 Beach Street, Saint Clair Shores, MI 48081 in?
Per MLS# 20261044071, this property is served by Lakeview. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 20261044071, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261044071, the most recent reported annual property tax for 22502 Beach Street, Saint Clair Shores, MI 48081 is $4,887. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 22502 Beach Street, Saint Clair Shores, MI 48081 eligible for USDA financing?
Per USDA Rural Development boundary data, 22502 Beach Street, Saint Clair Shores, MI 48081 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 22502 Beach Street, Saint Clair Shores, MI 48081 is in flood zone AE (high risk). Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Macomb County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
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Mortgage Calculator
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Monthly payment$2,470
Principal & interest$2,432
HOA$38
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
22502 Beach Street, Saint Clair Shores, MI 48081
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Municipality
St Clair Shores
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County
Macomb County
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