For Sale
22515 E 10 Mile Road, Saint Clair Shores, MI 48080
$460,000
MLS # 25033256 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,828 sqftBuilt 19270.14 acres
1 / 33
Listing Description
Live the Waterfront Dream on Lake St. Clair This home is also available to lease with a 6 month minimum term. Available August 1, 2026 Every morning feels like a vacation in this beautifully maintained 3-bedroom, 2-bathroom retreat on the channel to Lake St. Clair with spectacular views of the Lake. It isn't just a home -- it's a lifestyle. Nestled on the tranquil shores of Lake St. Clair, this property offers unparalleled access to world-class freshwater fishing and a boating experience that's second to none. Imagine cruising toward the vibrant Nautical Mile -- a historic waterfront district teeming with marinas, restaurants, parks, and charming shops. It's all just minutes away! The exterior and interior have been freshly painted and $25,000 in upgrades including brand-new, high, energy-efficient, Wallside windows.
Source: SparkMLS
About this home
Located in St Clair Shores in Saint Clair Shores, this property offers 3-bedroom, 2-bath, 1,828 sq ft, with original construction dating to 1927.
Listed at $460,000 (about $252/sq ft).
Estimated annual property tax: $11,726, or about $977 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Natural gas service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,828 sqft
Lot Size0.14 acres
Year Built1927
Stories2
Location
CitySaint Clair Shores
MunicipalitySaint Clair Shores City
Zip Code48080
CountyMacomb
School DistrictLakeview
Construction & Systems
ConstructionVinyl Siding
BasementCrawl Space
HeatingBaseboard
WaterPublic
SewerPublic
UtilitiesNatural Gas Available, High-Speed Internet
InteriorEat-in Kitchen
Sale & Financing
Listed5/10/2026
Original Price$550,000
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$11,726
Tax Year2025
Assessed Value$181,100
Parcel #09-14-26-152-016
Source: SparkMLS
Legal Description
LAKE ST CLAIR GARDENS SUB; LOTS 95 & E 20.0 FT OF LOT 96
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Tammy Fulcher
Five Star Real Estate (Ada)
Frequently Asked Questions about 22515 E 10 Mile Road, Saint Clair Shores, MI 48080
Which school district serves 22515 E 10 Mile Road, Saint Clair Shores, MI 48080?
Per MLS# 25033256, 22515 E 10 Mile Road, Saint Clair Shores, MI 48080 is in the Lakeview boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Lakeview directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 25033256, this listing accepts Cash, FHA, VA Loan, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 22515 E 10 Mile Road, Saint Clair Shores, MI 48080?
Per public tax records, annual property taxes for this property are $11,726 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 22515 E 10 Mile Road, Saint Clair Shores, MI 48080 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 22515 E 10 Mile Road, Saint Clair Shores, MI 48080 in a flood zone?
Per FEMA flood maps, this property is designated as Zone AE, a high-risk flood area. Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 22515 E 10 Mile Road, Saint Clair Shores, MI 48080?
Per Michigan Public Service Commission service territory data: Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Macomb County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
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Monthly payment$2,984
Principal & interest$2,984
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
22515 E 10 Mile Road, Saint Clair Shores, MI 48080
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Municipality
St Clair Shores
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County
Macomb County
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