Sold
2280 S Thomas Road, Saginaw, MI 48609
Sold on 06/20/2025 for$220,000
MLS # 50174898 (MiRealSource)
3 beds2 baths1,128 sqftBuilt 19400.21 acres
1 / 27
Listing Description
Highest & Best Due Monday 5-19-25 at 7PM. Move right in to this beautifully updated, modern home, perfectly balancing convenience and tranquility. Located in a peaceful area, the private back deck and fenced yard offer a serene retreat to enjoy your time. The home features 3 bedrooms, plus a versatile fourth area that can be tailored to your needs as a home office, den or nursery. With smart home technology integrated throughout much of the home, you'll enjoy enhanced comfort, security, and efficiency. Additional highlights include 2 full bathrooms, first-floor laundry, a basement, and a 2-car garage.
Source: SparkMLS
About this home
3-bedroom, 2-bath, 1,128 sq ft home in Swan Creek Township in Saginaw built in 1940.
Final sale price: $220,000 (about $195/sq ft).
Broadband is available with download speeds up to 1,000 Mbps from 6 providers. Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,128 sqft
Lot Size0.21 acres
Year Built1940
Location
CitySaginaw
MunicipalitySwan Creek Twp
Zip Code48609
CountySaginaw
School DistrictSwan Valley School District
Construction & Systems
ConstructionVinyl Siding
Garage2 spaces
HeatingForced Air
SewerSeptic Tank
Sale & Financing
Listed5/14/2025
Sold Date6/19/2025
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Jennette Lewis
NextHome Greater Tri-cities
Frequently Asked Questions about 2280 S Thomas Road, Saginaw, MI 48609
What school district is 2280 S Thomas Road, Saginaw, MI 48609 in?
Per MLS# 50174898, this property is served by Swan Valley School District. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 50174898, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Is 2280 S Thomas Road, Saginaw, MI 48609 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 2280 S Thomas Road, Saginaw, MI 48609 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 2280 S Thomas Road, Saginaw, MI 48609?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 2280 S Thomas Road, Saginaw, MI 48609. The maximum advertised download speed is 1.0 Gbps. 6 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Swan Creek Twp police department or the Saginaw County sheriff's office.
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Monthly payment$1,265
Principal & interest$1,265
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1 Gbps
Upload
35 Mbps
CableLicensed Fixed WirelessGSO SatelliteSatellite
6 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
2280 S Thomas Road, Saginaw, MI 48609
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Municipality
Swan Creek Township
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