Sold
229 231 W Orleans Street, Otsego, MI 49078
Sold on 04/17/2026 for$270,000
MLS # 26009512 (Michigan Regional Information Center (MichRIC))
5 beds4 baths2,838 sqftBuilt 19100.37 acres
1 / 66
Listing Description
2 story home suitable for owner occupancy or multigenerational living. Spacious duplex filled with charm and character! Ideal for owner occupancy or investment, the 3-bedroom, 1½-bath unit features a cozy wood-burning fireplace in the living room, a formal dining room, hardwood floors in the bedrooms, and a beautifully remodeled bath. The 2-bedroom unit provides excellent rental income to help offset your mortgage. Each unit includes a bright sun porch, basement with laundry facilities, separately metered utilities, and one stall of the divided two-car garage. Conveniently located within walking distance to downtown Otsego's shops, dining, and amenities. THIS IS A REDUNDANT LISTING TO MLS#26009162
Source: SparkMLS
About this home
This 5-bedroom, 4-bath, 2,838 sq ft home built in 1910 sits in Otsego Township in Otsego.
Closed at $270,000 (about $95/sq ft).
Estimated annual property tax: $4,466, or about $372 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms5
Bathrooms4
Living Area2,838 sqft
Lot Size0.37 acres
Year Built1910
Stories2
Location
CityOtsego
MunicipalityOtsego City
Zip Code49078
CountyAllegan
School DistrictOtsego
Construction & Systems
StyleFarmhouse
ConstructionAluminum Siding
BasementFull
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Available, Electricity Available, Natural Gas Connected
Sale & Financing
Listed3/11/2026
Sold Date4/16/2026
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$4,466
Tax Year2025
Assessed Value$70,727
Parcel #035410010650
Source: SparkMLS
Legal Description
Ely 16.5' of Lot 106 also Lot 107 O.P. Sec. 22 & 23
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Nancy K Whitney
Greenridge Cornell & Associates
Frequently Asked Questions about 229 231 W Orleans Street, Otsego, MI 49078
Which school district serves 229 231 W Orleans Street, Otsego, MI 49078?
Per MLS# 26009512, 229 231 W Orleans Street, Otsego, MI 49078 is in the Otsego boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Otsego directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 26009512, this listing accepts Cash, FHA, VA Loan, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 229 231 W Orleans Street, Otsego, MI 49078?
Per public tax records, annual property taxes for this property are $4,466 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 229 231 W Orleans Street, Otsego, MI 49078 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 229 231 W Orleans Street, Otsego, MI 49078 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 229 231 W Orleans Street, Otsego, MI 49078?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Otsego City police department or the Allegan County sheriff's office.
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Monthly payment$1,881
Principal & interest$1,881
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
229 231 W Orleans Street, Otsego, MI 49078
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Municipality
Otsego Township
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