Under Contract
23099 S Shore Drive, Edwardsburg, MI 49112
$675,000
MLS # 26022026 (Michigan Regional Information Center (MichRIC))
4 beds4 baths4,510 sqftBuilt 19961.46 acres
1 / 45
Listing Description
Enjoy the best of lake life just moments from Eagle Lake, with water views and easy access to launch your boat. Set on 1.46 acres, this 4,500 sq ft home offers space to gather, relax, and make lasting memories. Inside, soaring ceilings and an open layout create a light-filled feel. The updated kitchen with quartz countertops and black stainless appliances flows into multiple living spaces, including a cozy family room with wood-burning fireplace and a media room for movie nights. Upstairs features a primary suite with loft, two additional bedrooms, and convenient laundry. The finished lower level offers a recreation area, bar space, and potential 5th bedroom. Outside, enjoy a stamped concrete patio, expansive yard, fenced backyard, and 36x44 pole barn--perfect for lake toys and hobbies. A true lake lifestyle opportunity!
Source: SparkMLS
About this home
This 4-bedroom, 4-bath, 4,510 sq ft home built in 1996 sits in Edwardsburg.
Asking $675,000 (about $150/sq ft).
Estimated annual property tax: $2,117, or about $176 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms4
Living Area4,510 sqft
Lot Size1.46 acres
Year Built1996
Stories2
Location
CityEdwardsburg
MunicipalityOntwa Twp
Zip Code49112
CountyCass
School DistrictEdwardsburg
Construction & Systems
StyleTraditional
ConstructionVinyl Siding, Wood Siding
BasementCrawl Space, Full
Garage2 spaces
HeatingForced Air
WaterWell
SewerPublic
UtilitiesNatural Gas Connected
InteriorCeiling Fan(s), Garage Door Opener, Eat-in Kitchen, Pantry
Sale & Financing
Listed5/12/2026
Terms AcceptedCash, FHA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,117
Tax Year2025
Assessed Value$201,362
Parcel #14-090-002-045-00
Source: SparkMLS
Legal Description
36B-1 COM N 0 DEG 15'E 583.77 FT & N 89 DEG 58'W 390.8 FT FRM SE COR SEC, TH N 89 DEG 58'W 137.8 FT, N 0 DEG 35'E 513.01 FT, S 52 DEG 41'E 169.02 FT, S 0 DEG 15'W 410.61 FT TO BEG. SEC 2 1.46 A.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Shelly Mobus
McKinnies Realty
Frequently Asked Questions about 23099 S Shore Drive, Edwardsburg, MI 49112
What school district is 23099 S Shore Drive, Edwardsburg, MI 49112 in?
Per MLS# 26022026, this property is served by Edwardsburg. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 23099 S Shore Drive, Edwardsburg, MI 49112?
Per MLS# 26022026, the seller has indicated this property accepts the following financing types: Cash, FHA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26022026, the most recent reported annual property tax for 23099 S Shore Drive, Edwardsburg, MI 49112 is $2,117 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 23099 S Shore Drive, Edwardsburg, MI 49112 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 23099 S Shore Drive, Edwardsburg, MI 49112 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Ontwa Twp police department or the Cass County sheriff's office.
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Monthly payment$4,378
Principal & interest$4,378
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
23099 S Shore Drive, Edwardsburg, MI 49112
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