Sold
2331 105th Avenue, Otsego, MI 49078
Sold on 11/14/2025 for$342,900
MLS # 25051008 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,564 sqftBuilt 19002.5 acres
1 / 52
Listing Description
So if you are from the area you know the story on this one. a year ago this home was getting ready to go on the market when a small explosion( from a propane leak) on Labor Day did some damage. The insurance company decided to contract with VanDam and Kruisenga to have the place completely restored and corrected. So for the last year it has been stripped down and built back up. It has new electrical, new furnace, new kitchen appliances, new drywall, new windows, new siding, all new kitchen & baths. About the only things that werent replaced were the roof (was newer and not damaged) and the AC unit that still worked fine. This home has 3 bedrooms and 2 full baths along with a 4th room that could be an office or nursery as it has no closet so isnt counted as a bedroom. It has a one car garage and 32 x 40 pole barn along with a second smaller barn/large storage unit. It all comes on 2 1/2 acres of great property with a fenced in backyard and 2 basements. The old basement has one stairc
Source: SparkMLS
About this home
Located in Otsego Township in Otsego, this property offers 3-bedroom, 2-bath, 1,564 sq ft, with original construction dating to 1900.
Closed at $342,900 (about $219/sq ft).
Annual property taxes run approximately $2,570 ($214/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Fiber internet is available at this address with download speeds up to 5,000 Mbps across 6 providers. Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,564 sqft
Lot Size2.5 acres
Year Built1900
Stories2
Location
CityOtsego
MunicipalityOtsego Twp
Zip Code49078
CountyAllegan
School DistrictOtsego Public Schools
Construction & Systems
StyleFarmhouse
ConstructionVinyl Siding
BasementCrawl Space, Michigan Basement, Partial
Garage1 space
HeatingForced Air
WaterWell
SewerSeptic Tank
InteriorLP Tank Rented, Eat-in Kitchen, Pantry
Sale & Financing
Listed10/2/2025
Sold Date11/13/2025
Terms AcceptedCash, FHA, Rural Development, MSHDA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,570
Tax Year2025
Assessed Value$76,673
Parcel #1701900440
Source: SparkMLS
Legal Description
Com at NW Cor Th S 42 Deg 18' 00'' E on C/L 105th Ave 2120.11' to Pob Th N 47 Deg 42' 00'' E at Rt Angles to Sd C/L 330' Th S 42 Deg 18' 00'' E Parallel with C/L of 105th Ave 330' Th S 47 Deg42'00'' W 330' to Sd C/L Th N 42 Deg18'00'' W Alg Sd C/L 330' to Pob Cont 2.5 Ac M/L (Split From 019-004-00 for 2002) Sec 19 T1N R12W
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Chuck E Kinnane
Berkshire Hathaway HomeServices MI
Frequently Asked Questions about 2331 105th Avenue, Otsego, MI 49078
What school district is 2331 105th Avenue, Otsego, MI 49078 in?
Per MLS# 25051008, this property is served by Otsego Public Schools. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 25051008, the seller has indicated this property accepts the following financing types: Cash, FHA, Rural Development, MSHDA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 25051008, the most recent reported annual property tax for 2331 105th Avenue, Otsego, MI 49078 is $2,570 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 2331 105th Avenue, Otsego, MI 49078 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 2331 105th Avenue, Otsego, MI 49078 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 2331 105th Avenue, Otsego, MI 49078?
Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 5.0 Gbps. 6 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Otsego Twp police department or the Allegan County sheriff's office.
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Monthly payment$2,269
Principal & interest$2,269
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
5 Gbps
Upload
5 Gbps
FiberGSO SatelliteUnlicensed Fixed WirelessSatelliteLicensed Fixed Wireless
6 providers at this address
Mercury FiberFiber
5 GbpsStarlinkGSO Satellite
280 MbpsMercury FiberUnlicensed Fixed Wireless
150 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsT-MobileLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
2331 105th Avenue, Otsego, MI 49078
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Municipality
Otsego Township
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