Sold
234 Francis Street, Saugatuck, MI 49453
Sold on 12/05/2025 for$850,000
MLS # 25053242 (Michigan Regional Information Center (MichRIC))
4 beds3 baths1,971 sqftBuilt 19000.2 acres
1 / 33
Listing Description
0.1 mi to downtown Saugatuck shops, galleries & riverfront dining • Outdoor deck & fire-pit • Whole-home generator & central AC. Located in Saugatuck City, this 4 bed, 3 bath home offers approx. 2,000 sq ft of living space plus a full unfinished basement. The main level includes a large primary suite with private bath, a second bedroom, and an additional full bath for convenience. The kitchen features white cabinetry, butcher-block counters, stainless appliances, and a tile backsplash, opening to dining and living areas with hardwood floors and period trim. A bright three-season porch adds flexible space for relaxing or entertaining. The partially fenced yard includes off-street parking for 3-4 cars, a deck for outdoor dining, a fire-pit area, and a potting shed suited for hobbies or garden storage. Includes 3D tour, video, and floor plan.
Source: SparkMLS
About this home
Located in Saugatuck in Saugatuck, this property offers 4-bedroom, 3-bath, 1,971 sq ft, with original construction dating to 1900.
This home sold for $850,000 (about $431/sq ft).
Annual property taxes run approximately $15,437 ($1,286/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation. Broadband is available with download speeds up to 1,200 Mbps from 8 providers.
Tour
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area1,971 sqft
Lot Size0.2 acres
Year Built1900
Stories2
Location
CitySaugatuck
MunicipalitySaugatuck City
Zip Code49453
CountyAllegan
School DistrictSaugatuck Public Schools
Construction & Systems
StyleCraftsman, Historic
ConstructionWood Siding
BasementFull
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesPhone Available, Natural Gas Connected, Cable Connected, High-Speed Internet
InteriorCeiling Fan(s), Eat-in Kitchen
Sale & Financing
Listed10/22/2025
Sold Date12/4/2025
Original Price$959,000
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$15,437
Tax Year2025
Assessed Value$268,535
Parcel #57-300-039-00
Source: SparkMLS
Legal Description
LOT 39 KALAMAZOO PLAT.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Brian Elmore
@properties Christie's International R.E.
Frequently Asked Questions about 234 Francis Street, Saugatuck, MI 49453
Which school district serves 234 Francis Street, Saugatuck, MI 49453?
Per MLS# 25053242, 234 Francis Street, Saugatuck, MI 49453 is in the Saugatuck Public Schools boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Saugatuck Public Schools directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 25053242, this listing accepts Cash, FHA, VA Loan, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 234 Francis Street, Saugatuck, MI 49453?
Per public tax records, annual property taxes for this property are $15,437 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 234 Francis Street, Saugatuck, MI 49453 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 234 Francis Street, Saugatuck, MI 49453 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 234 Francis Street, Saugatuck, MI 49453. The maximum advertised download speed is 1.2 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 234 Francis Street, Saugatuck, MI 49453?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Saugatuck City police department or the Allegan County sheriff's office.
Loading map...
Mortgage Calculator
$
%
$
$
$
Monthly payment$6,000
Principal & interest$6,000
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1.2 Gbps
Upload
35 Mbps
CableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
8 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
234 Francis Street, Saugatuck, MI 49453
View full property history →
Municipality
Saugatuck
View all listings →
Get email alerts for new listings near 234 Francis Street
We'll notify you when something hits the market in Saugatuck or nearby.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.