Sold
238 E Nepessing Street, Lapeer, MI 48446
Sold on 06/23/2026 for$190,000
MLS # 20261015395 (Realcomp)
3 beds2 baths1,300 sqftBuilt 19100.24 acres
1 / 42
Listing Description
This 3-bedroom, 2-bath bungalow is conveniently located just east of Lapeer, offering an ideal blend of comfort, functionality, and accessibility.The main level features a living room with a gas fireplace and abundant natural light. The open dining and kitchen area is seamlessly combined and includes all appliances for immediate move-in convenience. Also on the main floor are two nicely sized bedrooms and a full bathroom.Upstairs, the private master suite provides large closets and an additional full bathroom, creating a peaceful space.A full, unfinished basement offers excellent potential for future finishing or ample storage.Recent updates include a new furnace (2020) and central air conditioning (2021).Outside, enjoy a spacious, fully fenced backyard perfect for relaxation or entertaining, complemented by a one-car detached garage. The property's prime location is just a short walk to downtown Lapeer, providing easy access to local amenities, shops, and services.This charming residence combines practical features with modern updates in a desirable setting. Immediate Occupancy!
Source: SparkMLS
About this home
Located in Lapeer in Lapeer, this property offers 3-bedroom, 2-bath, 1,300 sq ft, with original construction dating to 1910.
Final sale price: $190,000 (about $146/sq ft).
Annual property taxes run approximately $1,733 ($144/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,300 sqft
Lot Size0.24 acres
Year Built1910
Stories2
Location
CityLapeer
Zip Code48446
CountyLapeer
School DistrictLapeer
Construction & Systems
ConstructionAluminum Siding
Garage1 space
HeatingForced Air
WaterPublic
Sale & Financing
Listed3/9/2026
Sold Date6/22/2026
Original Price$219,900
Terms AcceptedCash, Conventional, FHA, Rural Development, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$1,733
Parcel #L208650004000
Source: SparkMLS
Legal Description
CITY OF LAPEER T7N, R10E, SEC 5 COM ON SL'Y LN OF NEPS, ST 120.5 FT SW'LY OF E SEC LN, TH S64*33'30"W 87.87 FT;, TH S20*33'30"E 111.37 FT, TH N68*20'04"E 95.45 FT TH N24*24'30"W 117.27 FT TO BEG.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Brandon K Rowley
Realty Executives Main St LLC
Frequently Asked Questions about 238 E Nepessing Street, Lapeer, MI 48446
What school district is 238 E Nepessing Street, Lapeer, MI 48446 in?
Per MLS# 20261015395, this property is served by Lapeer. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 20261015395, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, Rural Development, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261015395, the most recent reported annual property tax for 238 E Nepessing Street, Lapeer, MI 48446 is $1,733. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 238 E Nepessing Street, Lapeer, MI 48446 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 238 E Nepessing Street, Lapeer, MI 48446 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.
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Monthly payment$1,361
Principal & interest$1,361
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
238 E Nepessing Street, Lapeer, MI 48446
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Municipality
Lapeer
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