Pending
2520 Oak Street, National City, MI 48748
$119,000
MLS # 1944234 (Northern Great Lakes REALTORS® MLS)
2 beds1 bathBuilt 19620.52 acres
1 / 18
Listing Description
Tucked away in the woods near Indian Lake, this inviting cottage offers the perfect blend of privacy, nature, and year-round recreation. Surrounded by mature trees and backing onto a peaceful wooded parcel, you’ll enjoy frequent wildlife sightings and the quiet serenity of true up-north living. Set on a generous half-acre with two wooded lots, the property provides plenty of space to relax, entertain, and explore. Spend evenings around the firepit under the stars or create your own private outdoor retreat. Inside, the home has been thoughtfully updated while still offering opportunities to add your own personal touches and build additional value. The cozy layout is both functional and welcoming, with a bonus upper attic space—accessible by a drop-down ladder—ideal for extra storage or additional sleeping accommodations. Located in an area known for its seven nearby lakes, you’ll have easy access to endless outdoor activities, from summer boating, kayaking, and fishing to winter recreation. Outdoor enthusiasts will love the close proximity to ORV trails and the natural beauty of Huron National Forest. Whether you're looking for a peaceful getaway, a seasonal escape, or a property with potential to make your own, this cottage offers a fantastic opportunity to enjoy the best of northern living.
Source: SparkMLS
About this home
This 2-bedroom, 1-bath home built in 1962 sits in National City.
Asking $119,000.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Lot Size0.52 acres
Year Built1962
Stories1
Location
CityNational City
Zip Code48748
CountyIosco
Construction & Systems
BasementCrawl Space, Daylight, Other
HeatingNatural Gas, Wall Furnace
WaterPrivate Water
Sale & Financing
Listed4/24/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by ANGIE JONES
CENTURY 21 SIGNATURE REALTY
Frequently Asked Questions about 2520 Oak Street, National City, MI 48748
What type of financing is accepted for this listing?
Per MLS# 1944234, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 2520 Oak Street, National City, MI 48748 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 2520 Oak Street, National City, MI 48748 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 2520 Oak Street, National City, MI 48748?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Water: Private Water. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.
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Monthly payment$772
Principal & interest$772
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
2520 Oak Street, National City, MI 48748
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