For Sale
258 E Adams Street, Ionia, MI 48846
$175,000
MLS # 26015090 (Michigan Regional Information Center (MichRIC))
2 unitsBuilt 19470.06 acres
1 / 12
Listing Description
Maximize your ROI with this impeccably maintained duplex in the heart of Ionia. This is a rare ''plug-and-play'' opportunity where all the heavy lifting has already been completed, as the property has undergone a massive overhaul since 2018 designed to minimize future overhead and maximize peace of mind. Significant capital improvements include a complete replacement of the main sewer line, new main water line, two new furnaces, two new water heaters, new vinyl siding, energy-efficient windows, new roof over the garage, and a freshly paved driveway and sidewalks. The interior is equally impressive, featuring modernized kitchens with newer appliances and two 1-bedroom, 1-bathroom units that have enjoyed a consistent and strong occupancy history. The upper unit offers a premium feature for tenants with its own attached garage, adding further value to the asset.
Source: SparkMLS
About this home
Currently offered at $175,000.
Estimated annual property tax: $1,990, or about $166 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeMulti Family
Property Subtype2 to 4 Units
Bathrooms0
Lot Size0.06 acres
Year Built1947
Location
CityIonia
MunicipalityIonia City
Zip Code48846
CountyIonia
School DistrictIonia
Construction & Systems
ConstructionAluminum Siding
BasementMichigan Basement
HeatingForced Air
UtilitiesCable Available, Natural Gas Connected, Electricity Connected
Sale & Financing
Listed4/12/2026
Original Price$180,000
Terms AcceptedVA Loan, FHA, Cash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,990
Tax Year2025
Assessed Value$34,817
Parcel #203-090-000-090-00
Source: SparkMLS
Legal Description
CITY OF IONIA SUP. COVERTS ADDITION LOT 20
Property Records
USDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Rick D Hebden
Keller Williams Realty Rivertown
Frequently Asked Questions about 258 E Adams Street, Ionia, MI 48846
What school district is 258 E Adams Street, Ionia, MI 48846 in?
Per MLS# 26015090, this property is served by Ionia. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 26015090, the seller has indicated this property accepts the following financing types: VA Loan, FHA, Cash, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26015090, the most recent reported annual property tax for 258 E Adams Street, Ionia, MI 48846 is $1,990 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 258 E Adams Street, Ionia, MI 48846 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Ionia City police department or the Ionia County sheriff's office.
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Monthly payment$1,135
Principal & interest$1,135
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
258 E Adams Street, Ionia, MI 48846
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Municipality
Ionia
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