For Sale
262 Highland Pike Road, Harbor Springs, MI 49740
$509,900
MLS # 26003432 (Michigan Regional Information Center (MichRIC))
4 beds3 baths2,150 sqftBuilt 19990.3 acres
1 / 25
Listing Description
Fantastic Harbor Springs opportunity! This 4 bedroom, 2.5 bath home with over 2,000 sq. ft. of finished living space is perfectly located just minutes from ski resorts, golf courses, trails, and area beaches. Featuring an open main level with updated kitchen/dining, a finished walk-out lower level with knotty pine family room, and a private wooded lot across from conservancy land, the property blends comfort and convenience. Vacation rental investors take note: this home generated nearly $50,000 in gross rental income in 2024 through Airbnb/VRBO, with no short-term rental restrictions. Offered fully furnished, it is truly turnkey for either investment or personal enjoyment.
Source: SparkMLS
About this home
4-bedroom, 3-bath, 2,150 sq ft home in Harbor Springs built in 1999.
Asking $509,900 (about $237/sq ft).
Estimated annual property tax: $3,559, or about $297 monthly. Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by Great Lakes Energy Cooperative; natural gas by DTE Gas Company. Fiber internet is available at this address with download speeds up to 1,000 Mbps across 7 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area2,150 sqft
Lot Size0.3 acres
Year Built1999
Stories2
Location
CityHarbor Springs
MunicipalityLittle Traverse Twp
Zip Code49740
CountyEmmet
School DistrictHarbor Springs
Construction & Systems
StyleOther
ConstructionVinyl Siding
BasementFull, Walk-Out Access
HeatingForced Air
WaterWell
SewerSeptic Tank
Sale & Financing
Listed1/28/2026
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$4,514
Tax Year2024
State Equalized Value$151,400
Assessed Value$117,180
Parcel #11-13-33-427-034
Source: Public Records
Legal Description
PLAT OF SHEPHERDS REST SUB., LOT 2. SECTION 33, T36N, R5W.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Christopher Skrobeck
Van Treese Management LLC
Frequently Asked Questions about 262 Highland Pike Road, Harbor Springs, MI 49740
Which school district serves 262 Highland Pike Road, Harbor Springs, MI 49740?
Per MLS# 26003432, 262 Highland Pike Road, Harbor Springs, MI 49740 is in the Harbor Springs boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Harbor Springs directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26003432, this listing accepts Cash, FHA, VA Loan, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 262 Highland Pike Road, Harbor Springs, MI 49740?
Per public tax records, annual property taxes for this property are $4,514 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 262 Highland Pike Road, Harbor Springs, MI 49740 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 262 Highland Pike Road, Harbor Springs, MI 49740 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 262 Highland Pike Road, Harbor Springs, MI 49740. The maximum advertised download speed is 1.0 Gbps. 7 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 262 Highland Pike Road, Harbor Springs, MI 49740?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Little Traverse Twp police department or the Emmet County sheriff's office.
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Tax Estimate
$
Annual tax$3,559
Monthly$297
Millage rate23.5081 mills
Municipality: PLEASANTVIEW TOWNSHIP
School district: HARBOR SPRINGS SCHOOL DIST
County: Emmet
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$3,604
Principal & interest$3,307
Property taxes$297
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
1 Gbps
Upload
1 Gbps
CableFiberGSO SatelliteSatelliteLicensed Fixed Wireless
7 providers at this address
SpectrumCable
1 GbpsTruestreamFiber
1 GbpsStarlinkGSO Satellite
280 MbpsHughesNetSatellite
100 MbpsViasat IncSatellite
100 MbpsT-MobileLicensed Fixed Wireless
25 MbpsAT&TLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Great Lakes Energy Cooperative
Co-op
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
262 Highland Pike Road, Harbor Springs, MI 49740
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