Sold
2695 S Center Road, Saginaw, MI 48609
Sold on 05/07/2026 for$175,000
MLS # 50205475 (MiRealSource)
3 beds1 bathBuilt 19405.45 acres
1 / 21
Listing Description
Very nice 3 bedroom, 2 car garage ranch located on a 5.45 acre lot in James Twp, Swan Valley school district. Features a covered wrap-around porch, 3 nice size bedrooms, and one full bath. All new roof and updated water heater. Beautiful kitchen with appliances and newer bath. Plenty of hardwood flooring throughout, extra refrigerator in garage, and full basement with all new paint on walls.
Source: SparkMLS
About this home
Located in James Township in Saginaw, this property offers 3-bedroom, 1-bath, with original construction dating to 1940.
This home sold for $175,000.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Lot Size5.45 acres
Year Built1940
Location
CitySaginaw
MunicipalityJames Twp
Zip Code48609
CountySaginaw
School DistrictSwan Valley
Construction & Systems
ConstructionVinyl Siding
Garage2 spaces
HeatingForced Air
SewerPublic
Sale & Financing
Listed4/26/2026
Sold Date5/6/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Robert LeFevre
Berkshire Hathaway HomeServices
Frequently Asked Questions about 2695 S Center Road, Saginaw, MI 48609
What school district is 2695 S Center Road, Saginaw, MI 48609 in?
Per MLS# 50205475, this property is served by Swan Valley. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 50205475, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
Is 2695 S Center Road, Saginaw, MI 48609 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 2695 S Center Road, Saginaw, MI 48609 is in flood zone AE (high risk). Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the James Twp police department or the Saginaw County sheriff's office.
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Monthly payment$1,161
Principal & interest$1,161
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
2695 S Center Road, Saginaw, MI 48609
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Municipality
James Township
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