For Sale
28095 Elba Drive, Grosse Ile, MI 48138
$774,900
MLS # 20261038393 (Realcomp)
1.08 acres
1 / 6
Listing Description
An extraordinary opportunity to create a custom waterfront estate on coveted Elba Island. Offering 149 feet of prime frontage with sweeping panoramic views, this exceptional property provides the perfect setting for a truly remarkable new construction home. The lot features an existing dock, and water and sewer already on site. Ideal elevation allows for a walk-out lower level design, maximizing both views and living space. Enjoy direct access to the Detroit River and Lake Erie boating system while surrounded by one of Southeast Michigan’s most exclusive waterfront communities. A rare chance to design and build your dream waterfront retreat.
Source: SparkMLS
About this home
Asking $774,900.
Estimated annual property tax: $16,619, or about $1,385 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeLand
Bathrooms0
Lot Size1.08 acres
Location
CityGrosse Ile
MunicipalityGrosse Ile Twp
Zip Code48138
CountyWayne
School DistrictGrosse Ile
Sale & Financing
Listed5/31/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$16,619
Parcel #73043010019000
Source: SparkMLS
Legal Description
554B19 20A LOT 19 ALSO N PART OF LOT 20 MEAS 18.48 FT ON E LINE AND 31.32 FT ON W LINE OF SAID LOT SUBD OF ELBA LOT 11 SEC 552 553 AND 554 ALSO ALL LAND LYING E OF THE E LINE OF SAID COMBIN&ED PARCEL BETWEEN THE N AND S LINES OF SAID PARCEL EXTENDED E TO THE U S HARBOR LINE SUB OF ELBA PC 553 AND 554 L23 P65 WCR
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Ashley Crain
Crain Homes
Frequently Asked Questions about 28095 Elba Drive, Grosse Ile, MI 48138
What school district is 28095 Elba Drive, Grosse Ile, MI 48138 in?
Per MLS# 20261038393, this property is served by Grosse Ile. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 20261038393, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261038393, the most recent reported annual property tax for 28095 Elba Drive, Grosse Ile, MI 48138 is $16,619. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 28095 Elba Drive, Grosse Ile, MI 48138 eligible for USDA financing?
Per USDA Rural Development boundary data, 28095 Elba Drive, Grosse Ile, MI 48138 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 28095 Elba Drive, Grosse Ile, MI 48138 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: DTE Gas Company. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Wayne County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
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Monthly payment$5,026
Principal & interest$5,026
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
28095 Elba Drive, Grosse Ile, MI 48138
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Municipality
Grosse Ile Township
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County
Wayne County
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