For Sale
28195 Elba Drive, Grosse Ile, MI 48138
$1,950,000
MLS # 20261038229 (Realcomp)
4 beds6 baths6,198 sqftBuilt 20050.7 acres
1 / 80
Listing Description
Hello summer lake life! Exceptional waterfront living on exclusive Elba Island with panoramic water views from nearly every room. This light-filled home features cherry wood floors, a dramatic winding staircase, beautifully appointed living and dining spaces, bright kitchen, private office, and multiple terraces and balconies designed to capture the stunning setting. The spacious primary suite offers vaulted ceilings, fireplace, private balcony, large bath, generous closets, and incredible views. Three additional en suites plus a finished bonus room provide excellent space for family and guests. The walk-out lower level is built for entertaining with a family room, wet bar, workout rooms, full bath, and third fireplace.Installed in 2022, the custom waterfront system is truly exceptional featuring a newer steel seawall, oversized concrete dock, two 18’x45’ boat wells, remote-controlled hoist, double Jet Ski lift, custom lighting, and multiple entertaining platforms. Direct access to the Detroit River and Lake Erie boating system, minutes from Grosse Ile Municipal Airport and approximately 35 minutes to DTW. A rare opportunity for luxury waterfront living with premier boating and private aviation accessibility.
Source: SparkMLS
About this home
4-bedroom, 6-bath, 6,198 sq ft home in Grosse Ile Township in Grosse Ile built in 2005.
Listed at $1,950,000 (about $315/sq ft).
Annual property taxes run approximately $29,737 ($2,478/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms6
Living Area6,198 sqft
Lot Size0.7 acres
Year Built2005
Stories2
Location
CityGrosse Ile
MunicipalityGrosse Ile Twp
Zip Code48138
CountyWayne
School DistrictGrosse Ile
Construction & Systems
ConstructionBrick
BasementWalk-Out Access, Partial
Garage3 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Partially Finished, Wet Bar
Sale & Financing
Listed5/31/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$29,737
Parcel #73043010022003
Source: SparkMLS
Legal Description
554B 22A2 23A THAT PART OF LOTS 22 AND 23 DES AS BEG AT A POINT ON THE E LINE OF ELBA RD DIS SLY 28.94 FT FROM THE NW COR OF LOT 22 AND PROCEEDING TH SLY ALONG SAID LINE 90 FT. TH ELY TO A POINT ON THE E LINE OF LOT 22 DIS NLY 4.45 FT FROM THE SE COR OF LOT 22 TH NLY ALONG SAID LINE 100 FT. TH WLY TO THE POB SUBD OF ELBA LOT 11 SEC 552 553 AND 554 ALSO ALL LAND LYING E OF THE E LINE OF SAID PARCEL
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Ashley Crain
Crain Homes
Frequently Asked Questions about 28195 Elba Drive, Grosse Ile, MI 48138
What school district is 28195 Elba Drive, Grosse Ile, MI 48138 in?
Per MLS# 20261038229, this property is served by Grosse Ile. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 20261038229, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261038229, the most recent reported annual property tax for 28195 Elba Drive, Grosse Ile, MI 48138 is $29,737. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 28195 Elba Drive, Grosse Ile, MI 48138 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 28195 Elba Drive, Grosse Ile, MI 48138 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Wayne County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
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Monthly payment$12,648
Principal & interest$12,648
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
28195 Elba Drive, Grosse Ile, MI 48138
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Municipality
Grosse Ile Township
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County
Wayne County
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