For Sale
282 Chestnut Street, Benton Harbor, MI 49022
$25,000
MLS # 26022846 (Michigan Regional Information Center (MichRIC))
1 bed1 bath740 sqftBuilt 19300.12 acres
1 / 12
Listing Description
Opportunity to update, this value-add property offers strong potential for renovation. Just minutes from downtown, the airport, and under 10 minutes to the beach, the location adds long-term appeal. Conveyed via quit claim deed.
Source: SparkMLS
About this home
1-bedroom, 1-bath, 740 sq ft home in Benton Township in Benton Harbor built in 1930.
Asking $25,000 (about $34/sq ft).
Estimated annual property tax: $883, or about $74 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms1
Bathrooms1
Living Area740 sqft
Lot Size0.12 acres
Year Built1930
Stories1
Location
CityBenton Harbor
MunicipalityBenton Charter Twp
Zip Code49022
CountyBerrien
School DistrictBenton Harbor
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementOther
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed5/15/2026
Original Price$29,500
Terms AcceptedCash
Source: SparkMLS
Tax Information
Annual Tax$883
Tax Year2024
Assessed Value$26,200
Parcel #11-03-0810-0012-00-6
Source: SparkMLS
Legal Description
LOT 12 BELMONT ADD TO CITY OF BENTON HARBOR
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Charles Campbell
ListWithFreedom.com
Frequently Asked Questions about 282 Chestnut Street, Benton Harbor, MI 49022
Which school district serves 282 Chestnut Street, Benton Harbor, MI 49022?
Per MLS# 26022846, 282 Chestnut Street, Benton Harbor, MI 49022 is in the Benton Harbor boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Benton Harbor directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26022846, this listing accepts Cash financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 282 Chestnut Street, Benton Harbor, MI 49022?
Per public tax records, annual property taxes for this property are $883 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 282 Chestnut Street, Benton Harbor, MI 49022 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 282 Chestnut Street, Benton Harbor, MI 49022 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 282 Chestnut Street, Benton Harbor, MI 49022?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Benton Charter Twp police department or the Berrien County sheriff's office.
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Monthly payment$162
Principal & interest$162
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
282 Chestnut Street, Benton Harbor, MI 49022
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Municipality
Benton Township
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