Under Contract
28280 Roy Street, Saint Clair Shores, MI 48081
$399,900
MLS # 20261031956 (Realcomp)
4 beds3 baths2,088 sqftBuilt 19540.34 acres
1 / 34
Listing Description
**OFFERS DUE 5/10 AT NOON** Welcome to this beautifully updated 4-bedroom, 3-bath ranch in Saint Clair Shores, set on a spacious lot with immediate occupancy available. Two private en suites, including one on the main level and one in the loft above the garage, create a flexible layout ideal for guests, in-laws, or an au pair setup. The main floor features new oak flooring, a large living room with recessed lighting, a custom black shiplap accent wall, and a 60-inch linear electric fireplace. The stunning kitchen offers white shaker cabinetry with 36-inch uppers, soft-close doors and drawers, crown molding to the ceiling, Palermo white quartz countertops, stainless steel appliances, a large island with center stove, range hood, and plenty of seating. Enjoy high-end ceramic tile finishes in all bathrooms, new vanities, updated fixtures, generous walk-in closets, newer roof, windows, gutters with gutter guards, and a massive insulated 2+ car attached garage with 10-foot ceilings.
Source: SparkMLS
About this home
4-bedroom, 3-bath, 2,088 sq ft home in St Clair Shores in Saint Clair Shores built in 1954.
Currently offered at $399,900 (about $192/sq ft).
Annual property taxes run approximately $3,092 ($258/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area2,088 sqft
Lot Size0.34 acres
Year Built1954
Stories1
Location
CitySaint Clair Shores
MunicipalitySaint Clair Shores City
Zip Code48081
CountyMacomb
School DistrictLakeview
Construction & Systems
ConstructionVinyl Siding
BasementCrawl Space
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed5/5/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$3,092
State Equalized Value$134,100
Taxable Value$64,307
Parcel #14-15-406-003
Source: Public Records
Legal Description
STANLEY PARK SUBDIVISION (L3, P79) LOTS 141 & 142
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Sara Ston
Good Company
Frequently Asked Questions about 28280 Roy Street, Saint Clair Shores, MI 48081
Which school district serves 28280 Roy Street, Saint Clair Shores, MI 48081?
Per MLS# 20261031956, 28280 Roy Street, Saint Clair Shores, MI 48081 is in the Lakeview boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Lakeview directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 20261031956, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 28280 Roy Street, Saint Clair Shores, MI 48081?
Per public tax records, annual property taxes for this property are $3,092. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 28280 Roy Street, Saint Clair Shores, MI 48081 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 28280 Roy Street, Saint Clair Shores, MI 48081 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 28280 Roy Street, Saint Clair Shores, MI 48081?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Macomb County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
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Monthly payment$2,594
Principal & interest$2,594
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
28280 Roy Street, Saint Clair Shores, MI 48081
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Municipality
St Clair Shores
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County
Macomb County
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