Under Contract
283 Somerset Drive, Cement City, MI 49233
$179,900
MLS # 26023955 (Michigan Regional Information Center (MichRIC))
3 beds1 bath1,040 sqftBuilt 19730.36 acres
1 / 43
Listing Description
Move-in ready lake access home at beautiful Lake Columbia, in the Irish Hills! This recently updated home features fresh paint, updated flooring, newer windows, water softener, water heater, a new bathroom, and an all new kitchen with stainless steel appliances. Enjoy the convenience of main floor laundry, an extra-large 1-car garage, and a spacious fenced backyard with plenty of room to relax or entertain. Located just down the road from Somerset Park and boat launch, with plenty of parking and easy access to Lake Columbia, an 840-acre all-sports lake offering 16 private parks and 9 boat launches throughout the community. A great opportunity to enjoy lake living without being directly on the water! Listing Agent related to Seller.
Source: SparkMLS
About this home
This 3-bedroom, 1-bath, 1,040 sq ft home built in 1973 sits in Columbia Township in Cement City.
Currently offered at $179,900 (about $173/sq ft).
Estimated annual property tax: $1,835, or about $153 monthly. Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,040 sqft
Lot Size0.36 acres
Year Built1973
Stories1
Location
CityCement City
MunicipalityColumbia Twp
Zip Code49233
CountyJackson
School DistrictColumbia
Construction & Systems
StyleRanch
ConstructionOther
BasementCrawl Space
Garage1 space
HeatingBaseboard
WaterWell
SewerPublic
UtilitiesNatural Gas Available, High-Speed Internet
Sale & Financing
Listed5/20/2026
Terms AcceptedCash, FHA, VA Loan, Conventional
HOA
HOA Fee$750 / Annually
IncludesCable/Satellite
Source: SparkMLS
Tax Information
Annual Tax$1,737
Tax Year2025
State Equalized Value$62,600
Taxable Value$45,736
Assessed Value$45,736
Parcel #000-19-33-452-010-01
Source: Public Records
Legal Description
LOT 266 ALSO THE E 30 FT OF LOT 267 ''ROYAL SHORES''
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Jason Aldrich
ERA Reardon - Brooklyn
Frequently Asked Questions about 283 Somerset Drive, Cement City, MI 49233
Which school district serves 283 Somerset Drive, Cement City, MI 49233?
Per MLS# 26023955, 283 Somerset Drive, Cement City, MI 49233 is in the Columbia boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Columbia directly to confirm enrollment eligibility.
What financing options are available for 283 Somerset Drive, Cement City, MI 49233?
Per MLS# 26023955, this listing accepts Cash, FHA, VA Loan, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 283 Somerset Drive, Cement City, MI 49233?
Per public tax records, annual property taxes for this property are $1,737 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 283 Somerset Drive, Cement City, MI 49233 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 283 Somerset Drive, Cement City, MI 49233 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 283 Somerset Drive, Cement City, MI 49233?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Columbia Twp police department or the Jackson County sheriff's office.
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Tax Estimate
$
Annual tax$1,835
Monthly$153
Millage rate29.3164 mills
Municipality: Columbia
School district: COLUMBIA SCHOOL DISTRICT
County: Jackson
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
BETATax History
View SEV, Taxable Value, and uncapping difference for this parcel — Jackson County public records.
Mortgage Calculator
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Monthly payment$1,383
Principal & interest$1,167
Property taxes$153
HOA$63
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
283 Somerset Drive, Cement City, MI 49233
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Municipality
Columbia Township
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County
Lenawee County
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