For Sale
285 Owen Street, Detroit, MI 48202
$299,900
MLS # 20261048127 (Realcomp)
5 beds2 baths2,120 sqftBuilt 19070.13 acres
1 / 45
Listing Description
Welcome to 285 Owen St., Detroit! This spacious 5-bedroom, 2 full-bath historic home offers an incredible opportunity for homeowners, investors, or renovators seeking space, character, and value in one of Detroit's growing neighborhoods. Built in 1907, this 2,120 sq. ft. home showcases timeless craftsmanship, including beautiful original hardwood floors, original wood moldings, and original interior doors that preserve its historic charm.The functional floor plan offers generous living space and endless potential to restore, renovate, or customize to your vision. The home is equipped with a furnace and sits on a spacious city lot, making it an excellent candidate for a primary residence, fix-and-flip, or long-term investment.Ideally located just minutes from Midtown, New Center, Downtown Detroit, Henry Ford Hospital, Wayne State University, the QLINE, major freeways, shopping, dining, and entertainment, this property offers both convenience and strong future appreciation potential in an area experiencing continued revitalization.Don't miss this opportunity to own a piece of Detroit history while adding your personal touch. Schedule your private showing today and imagine the possibilities!Buyer to verify all measurements. Home is being sold As-Is.
Source: SparkMLS
About this home
Located in Middle Woodward in Detroit, this property offers 5-bedroom, 2-bath, 2,120 sq ft, with original construction dating to 1907.
Listed at $299,900 (about $141/sq ft).
Annual property taxes run approximately $4,981 ($415/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms5
Bathrooms2
Living Area2,120 sqft
Lot Size0.13 acres
Year Built1907
Stories2
Location
CityDetroit
Zip Code48202
CountyWayne
School DistrictDetroit
Construction & Systems
ConstructionBrick
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed6/20/2026
Terms AcceptedCash, Conventional, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$5,859
Tax Year2025
State Equalized Value$77,600
Assessed Value$77,600
Parcel #01002957.
Source: Public Records
Legal Description
N OWEN 24 OWEN & BARTLETTS L15 P52 PLATS, W C R 1/119 50 X 110
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Marcus J Twyman
Genesis Asset Management LLC
Frequently Asked Questions about 285 Owen Street, Detroit, MI 48202
Which school district serves 285 Owen Street, Detroit, MI 48202?
Per MLS# 20261048127, 285 Owen Street, Detroit, MI 48202 is in the Detroit boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Detroit directly to confirm enrollment eligibility.
What financing options are available for 285 Owen Street, Detroit, MI 48202?
Per MLS# 20261048127, this listing accepts Cash, Conventional, VA Loan financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 285 Owen Street, Detroit, MI 48202?
Per public tax records, annual property taxes for this property are $10,404. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 285 Owen Street, Detroit, MI 48202 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 285 Owen Street, Detroit, MI 48202 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 285 Owen Street, Detroit, MI 48202?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Wayne County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
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Tax Estimate
$
Annual tax$4,981
Monthly$415
Millage rate64.1844 mills
Municipality: Detroit
School district: DETROIT CITY SCHOOL DISTRICT
County: Wayne
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$2,360
Principal & interest$1,945
Property taxes$415
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
285 Owen Street, Detroit, MI 48202
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Neighborhood
Middle Woodward
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Community
Detroit
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County
Wayne County
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