Sold
28549 Swan Island Drive, Grosse Ile, MI 48138
Sold on 04/03/2026 for$585,000
MLS # 20261003659 (Realcomp)
3 beds3 baths2,357 sqftBuilt 19270.4 acres
1 / 59
Listing Description
Welcome to your dream waterfront retreat on the highly sought-after Swan Island—where timeless charm meets modern living. This spacious two-story bungalow sits between serene water views and lush greenery, offering the best of Grosse Ile’s natural beauty and community charm.Inside, original hardwood flooring flows throughout, guiding you through light-filled rooms full of craftsmanship and comfort. The updated kitchen features custom built-in appliances, perfect for any home chef, while the two family rooms and cozy three-seasons room provide an ideal spot to enjoy your morning coffee and stunning views. With three bedrooms, including a master suite, and three full baths, there’s ample space for relaxation and privacy. The weatherproofed basement offers built-in storage, and updates to the furnace, water heater, electrical, and appliances provide peace of mind for years to come. Step outside to a Trex-decked outdoor seating and relaxation area that flows toward the expansive backyard, creating a seamless connection from indoor comfort to outdoor serenity. It’s perfect for gatherings, sunset dinners, or quiet mornings surrounded by nature. Beyond the yard, enjoy your private boat dock and custom steel seawall—a true haven for boating and fishing enthusiasts. The in-ground greenhouse offers a year-round space for gardening and sustainable living.The spacious, updated two-car garage with electrical and large driveway adds convenience, while the mix of vinyl siding and stone exterior enhances the home’s blend of historic charm and modern updates.Swan Island offers quick access to the Detroit River and a private canal, perfect for boating, fishing for bass, walleye, or perch—or even ice fishing in winter. Living here means being part of the Grosse Ile community, with scenic trails, parks, clubs, and a welcoming neighborhood feel.More than a home—it’s a lifestyle. Experience waterfront living at its finest on Swan Island.
Source: SparkMLS
About this home
This 3-bedroom, 3-bath, 2,357 sq ft home built in 1927 sits in Grosse Ile Township in Grosse Ile.
Closed at $585,000 (about $248/sq ft).
Annual property taxes run approximately $5,997 ($500/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Broadband is available with download speeds up to 1,200 Mbps from 8 providers. Electric service is provided by DTE Electric Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area2,357 sqft
Lot Size0.4 acres
Year Built1927
Stories2
Location
CityGrosse Ile
MunicipalityGrosse Ile Twp
Zip Code48138
CountyWayne
School DistrictGrosse Ile
Construction & Systems
ConstructionStone, Vinyl Siding
BasementWalk-Out Access
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed1/18/2026
Sold Date4/2/2026
Original Price$599,900
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$5,997
Parcel #73059020057000
Source: SparkMLS
Legal Description
557F57 LOT 57 SWAN ISLAND SUB PC 554 AND 557 L54 P48 WCR
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Carlos Leon
Sine & Monaghan, LLC
Frequently Asked Questions about 28549 Swan Island Drive, Grosse Ile, MI 48138
What school district is 28549 Swan Island Drive, Grosse Ile, MI 48138 in?
Per MLS# 20261003659, this property is served by Grosse Ile. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 20261003659, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261003659, the most recent reported annual property tax for 28549 Swan Island Drive, Grosse Ile, MI 48138 is $5,997. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 28549 Swan Island Drive, Grosse Ile, MI 48138 eligible for USDA financing?
Per USDA Rural Development boundary data, 28549 Swan Island Drive, Grosse Ile, MI 48138 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 28549 Swan Island Drive, Grosse Ile, MI 48138 is in flood zone AE (high risk). Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 28549 Swan Island Drive, Grosse Ile, MI 48138?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 28549 Swan Island Drive, Grosse Ile, MI 48138. The maximum advertised download speed is 1.2 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Wayne County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
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Monthly payment$3,729
Principal & interest$3,729
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Internet
Download
1.2 Gbps
Upload
50 Mbps
CableGSO SatelliteSatelliteDSLLicensed Fixed Wireless
8 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
28549 Swan Island Drive, Grosse Ile, MI 48138
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Municipality
Grosse Ile Township
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County
Wayne County
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