For Sale
290 Somerset Drive, Cement City, MI 49233
$290,000
MLS # 26033004 (Michigan Regional Information Center (MichRIC))
3 beds3 baths1,454 sqftBuilt 20010.23 acres
1 / 60
Listing Description
BUY AND BE IN BEFORE THE SUMMER LAKE SEASON IS OVER! Wonderful Lake Columbia access home without the high price of lakefront living. Walking distance to one of the private lake association parks on the SW side of Jackson County's largest 840 acre all sports lake w/boat ramps, open water & quiet bays. You'll appreciate the neutral decor, move-in ready 3 BR | 2-1/2 bath home w/covered front porch. Welcome into the living room w/vaulted ceiling, adjacent dining area & kitchen. Slider to large deck off back of home. Main floor primary bedroom & bath w/door to deck. 1st Floor laundry. Second floor features a loft area for study, games & relaxing, plus 2 bedrooms & full bath. Full unfinished walk-out basement is an open slate so you can finish to your liking or keep as is. Fenced back & attached 2 car garage. Paved road. The quaint village of Brooklyn is only minutes away w/127-S, US-12. & M-50. Don't miss the opportunity to make this house your home!
Source: SparkMLS
About this home
This 3-bedroom, 3-bath, 1,454 sq ft home built in 2001 sits in Columbia Township in Cement City.
Asking $290,000 (about $199/sq ft).
Estimated annual property tax: $3,870, or about $323 monthly. Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area1,454 sqft
Lot Size0.23 acres
Year Built2001
Stories2
Location
CityCement City
MunicipalityColumbia Twp
Zip Code49233
CountyJackson
School DistrictColumbia
Construction & Systems
StyleTraditional
ConstructionVinyl Siding
BasementDaylight, Full, Walk-Out Access
Garage2 spaces
HeatingForced Air
WaterWell
SewerPublic
InteriorGarage Door Opener, Pantry
Sale & Financing
Listed6/30/2026
Terms AcceptedCash, FHA, VA Loan, Conventional
HOA
HOA Fee$437 / Annually
IncludesWater, Trash
Source: SparkMLS
Tax Information
Annual Tax$3,964
Tax Year2025
State Equalized Value$132,000
Taxable Value$84,003
Assessed Value$84,003
Parcel #000-19-33-451-019-00
Source: Public Records
Legal Description
000-19-33-451-019-00
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by DEBBIE CROWNOVER
RE/MAX Mid-Michigan-Brooklyn
Frequently Asked Questions about 290 Somerset Drive, Cement City, MI 49233
What school district is 290 Somerset Drive, Cement City, MI 49233 in?
Per MLS# 26033004, this property is served by Columbia. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26033004, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26033004, the most recent reported annual property tax for 290 Somerset Drive, Cement City, MI 49233 is $3,964 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 290 Somerset Drive, Cement City, MI 49233 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 290 Somerset Drive, Cement City, MI 49233 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Columbia Twp police department or the Jackson County sheriff's office.
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Tax Estimate
$
Annual tax$3,870
Monthly$323
Millage rate29.3164 mills
Municipality: Columbia
School district: COLUMBIA SCHOOL DISTRICT
County: Jackson
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
BETATax History
View SEV, Taxable Value, and uncapping difference for this parcel — Jackson County public records.
Mortgage Calculator
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Monthly payment$2,239
Principal & interest$1,881
Property taxes$323
HOA$36
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
290 Somerset Drive, Cement City, MI 49233
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Municipality
Columbia Township
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County
Lenawee County
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