Sold
2900 Pointer Drive, Saginaw, MI 48609
Sold on 06/18/2026 for$145,000
MLS # 26020415 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,296 sqftBuilt 19920.53 acres
1 / 66
Listing Description
Tucked away on a beautifully wooded setting, this spacious ranch-style home offers the kind of peaceful privacy that's getting harder and harder to find. From the moment you pull into the drive, you'll notice the serene surroundings, towering trees, and the inviting screened porch that practically begs for slow mornings with coffee and quiet evenings listening to nature instead of traffic. This is the kind of property where life just feels a little calmer. Inside, you'll find a functional layout filled with natural light, generously sized rooms, and abundant storage throughout. The large living spaces provide flexibility for everyday living, entertaining, hobbies, or simply spreading out and enjoying the extra elbow room. The screened porch creates an incredible bonus living area overlooking the property, while the oversized garage offers ample room for vehicles, recreational equipment, workshop space, or weekend projects. The home has been well cared for and offers a fantastic
Source: SparkMLS
About this home
This 3-bedroom, 2-bath, 1,296 sq ft home built in 1992 sits in James Township in Saginaw.
This home sold for $145,000 (about $112/sq ft).
Annual property taxes run approximately $1,971 ($164/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,296 sqft
Lot Size0.53 acres
Year Built1992
Stories1
Location
CitySaginaw
MunicipalityJames Twp
Zip Code48609
CountySaginaw
School DistrictSwan Valley
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementCrawl Space
Garage2 spaces
HeatingForced Air
WaterPublic
UtilitiesNatural Gas Connected
InteriorCeiling Fan(s), Pantry
Sale & Financing
Listed5/6/2026
Sold Date6/17/2026
Terms AcceptedCash, Conventional
HOA
HOA Fee$1,000 / Annually
Source: SparkMLS
Tax Information
Annual Tax$1,971
Tax Year2025
Assessed Value$50,970
Parcel #16114054030000
Source: SparkMLS
Legal Description
N 100 FT OF E 231 FT OF W 957 FT OF S 660 FT OF SW 1/4 OF SE 1/4 0.53 ACRE SEC 5 T11N R4E
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Jim Vanas
NextHome Legacy Real Estate
Frequently Asked Questions about 2900 Pointer Drive, Saginaw, MI 48609
What school district is 2900 Pointer Drive, Saginaw, MI 48609 in?
Per MLS# 26020415, this property is served by Swan Valley. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26020415, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26020415, the most recent reported annual property tax for 2900 Pointer Drive, Saginaw, MI 48609 is $1,971 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 2900 Pointer Drive, Saginaw, MI 48609 eligible for USDA financing?
Per USDA Rural Development boundary data, 2900 Pointer Drive, Saginaw, MI 48609 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 2900 Pointer Drive, Saginaw, MI 48609 is in flood zone AE (high risk). Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the James Twp police department or the Saginaw County sheriff's office.
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Mortgage Calculator
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Monthly payment$990
Principal & interest$907
HOA$83
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
2900 Pointer Drive, Saginaw, MI 48609
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Municipality
James Township
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