Under Contract
2963 E Bluffwood Terrace, St. Joseph, MI 49085
$535,000
MLS # 26025641 (Michigan Regional Information Center (MichRIC))
4 beds5 baths3,089 sqftBuilt 19690.68 acres
1 / 53
Listing Description
NEW PRICE! This impeccable home offers a rare level of comfort and timeless appeal. Nestled on a beautiful ravine setting with a walkout lower level, it delivers the perfect blend of traditional style and modern updates. Inside discover a classic floor plan with excellent flow -- ideal for both everyday living and entertaining. The large living room features a cozy fireplace and seamlessly opens to the dining room and kitchen. The kitchen boasts quartz counters, stainless steel appliances, an eating area, and plenty of storage. The spacious primary suite is conveniently located on the main level, complete with a huge walk-in closet and a beautifully updated full bath with shower. Upstairs, you'll find three additional bedrooms (one with its own ensuite) and another full bath. The finished walkout lower level offers a large family room with fireplace, bonus room, laundry area, and abundant storage.
Source: SparkMLS
About this home
This 4-bedroom, 5-bath, 3,089 sq ft home built in 1969 sits in St Joseph Township in St. Joseph.
Asking $535,000 (about $173/sq ft).
Property tax estimate: $5,755 per year ($480/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms5
Living Area3,089 sqft
Lot Size0.68 acres
Year Built1969
Stories2
Location
CitySt. Joseph
MunicipalitySt. Joseph Twp
Zip Code49085
CountyBerrien
School DistrictSt. Joseph
Construction & Systems
StyleTraditional
ConstructionBrick, Wood Siding
BasementFull, Walk-Out Access
Garage2 spaces
HeatingForced Air
WaterPublic, Well
SewerPublic
InteriorCeiling Fan(s), Garage Door Opener, Hot Tub Spa, Eat-in Kitchen, Pantry
Sale & Financing
Listed5/28/2026
Original Price$550,000
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$5,755
Tax Year2024
Assessed Value$186,300
Parcel #11-18-3160-0037-00-3
Source: SparkMLS
Legal Description
LOT 37 HIGHWOOD ESTATES NO 3
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Wortman Real Estate Group
@properties Christie's International R.E.
Frequently Asked Questions about 2963 E Bluffwood Terrace, St. Joseph, MI 49085
What school district is 2963 E Bluffwood Terrace, St. Joseph, MI 49085 in?
Per MLS# 26025641, this property is served by St. Joseph. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 26025641, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26025641, the most recent reported annual property tax for 2963 E Bluffwood Terrace, St. Joseph, MI 49085 is $5,755 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 2963 E Bluffwood Terrace, St. Joseph, MI 49085 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 2963 E Bluffwood Terrace, St. Joseph, MI 49085 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public, Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the St. Joseph Twp police department or the Berrien County sheriff's office.
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Monthly payment$3,470
Principal & interest$3,470
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
2963 E Bluffwood Terrace, St. Joseph, MI 49085
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Municipality
St Joseph Township
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