For Sale
298 Josephine Street, Detroit, MI 48202
$340,000
MLS # 26024845 (Michigan Regional Information Center (MichRIC))
4 beds2 baths2,233 sqftBuilt 19050.14 acres
1 / 32
Listing Description
Welcome to 298 Josephine -- a rare opportunity to experience the energy, growth, and character of Detroit's thriving North End neighborhood. This spacious 4-bedroom home blends modern comfort with city convenience, offering over 2,200 square feet of living space designed for both everyday living and entertaining. Step inside and discover bright, open living spaces, a beautifully updated kitchen, generous bedrooms, and the comfort of central air and in-unit laundry. Whether you're looking for a stylish primary residence, a city retreat, or an investment opportunity near Midtown and Downtown Detroit, this home delivers flexibility and location. Located just minutes from Woodward Avenue, New Center, Midtown, the QLINE, restaurants, coffee shops, and Detroit's cultural hotspots, 298 Josephine places you near the heart of the city's continued revitalization while still offering the feel of a residential neighborhood. Homes in this area are drawing increasing attention for their pr
Source: SparkMLS
About this home
4-bedroom, 2-bath, 2,233 sq ft home in Middle Woodward in Detroit built in 1905.
Listed at $340,000 (about $152/sq ft).
Annual property taxes run approximately $2,497 ($208/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Living Area2,233 sqft
Lot Size0.14 acres
Year Built1905
Stories2
Location
CityDetroit
MunicipalityDetroit City
Zip Code48202
CountyWayne
School DistrictDetroit
Construction & Systems
StyleColonial, Historic
ConstructionBrick, Wood Siding
BasementMichigan Basement
HeatingForced Air
WaterPrivate Water
SewerPublic
UtilitiesNatural Gas Connected, Cable Connected, High-Speed Internet
InteriorCeiling Fan(s)
Sale & Financing
Listed5/27/2026
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,045
Tax Year2025
State Equalized Value$38,900
Assessed Value$38,900
Parcel #01002870.
Source: Public Records
Legal Description
S JOSEPHINE 44 FRAZER & MCLAUGHLINS L14 P29 PLATS, W C R 1/117 50 X 124
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Julius Williams
Rivers House
Frequently Asked Questions about 298 Josephine Street, Detroit, MI 48202
Which school district serves 298 Josephine Street, Detroit, MI 48202?
Per MLS# 26024845, 298 Josephine Street, Detroit, MI 48202 is in the Detroit boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Detroit directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26024845, this listing accepts Cash, FHA, VA Loan, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 298 Josephine Street, Detroit, MI 48202?
Per public tax records, annual property taxes for this property are $1,800 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 298 Josephine Street, Detroit, MI 48202 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 298 Josephine Street, Detroit, MI 48202 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 298 Josephine Street, Detroit, MI 48202?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: DTE Gas Company. Sewer: Public. Water: Private Water. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Wayne County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
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Tax Estimate
$
Annual tax$2,497
Monthly$208
Millage rate64.1844 mills
Municipality: Detroit
School district: DETROIT CITY SCHOOL DISTRICT
County: Wayne
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$2,413
Principal & interest$2,205
Property taxes$208
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
298 Josephine Street, Detroit, MI 48202
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Neighborhood
Middle Woodward
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Community
Detroit
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County
Wayne County
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