Sold
305 E Water Street, Saint Charles, MI 48655
Sold on 11/21/2024 for$35,000
MLS # 50159698 (MiRealSource)
2 beds1 bath1,184 sqftBuilt 18900.3 acres
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Listing Description
Welcome to 305 E Water street in St. Charles, Michigan. This cute riverfront home has 2 bedrooms, 1 bathroom, and an attached 1 car garage. Sitting in the perfect location the home is within walking distance of town, lumberjack park, and the rail trail. Contact your favorite showing agent for a private showing today.
Source: SparkMLS
About this home
2-bedroom, 1-bath, 1,184 sq ft home in St Charles Village in Saint Charles built in 1890.
Closed at $35,000 (about $30/sq ft).
Electric service is provided by Consumers Energy Company. Broadband is available with download speeds up to 1,000 Mbps from 7 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area1,184 sqft
Lot Size0.3 acres
Year Built1890
Location
CitySaint Charles
MunicipalitySt Charles Twp
Zip Code48655
CountySaginaw
School DistrictSt. Charles Community Schools
Construction & Systems
ConstructionAluminum Siding
BasementCrawl Space
Garage1 space
HeatingForced Air
SewerPublic
Sale & Financing
Listed10/28/2024
Sold Date11/20/2024
Terms AcceptedCash, Conventional, FHA
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Robb Leonard
Keller Williams Preferred
Frequently Asked Questions about 305 E Water Street, Saint Charles, MI 48655
Which school district serves 305 E Water Street, Saint Charles, MI 48655?
Per MLS# 50159698, 305 E Water Street, Saint Charles, MI 48655 is in the St. Charles Community Schools boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact St. Charles Community Schools directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 50159698, this listing accepts Cash, Conventional, FHA financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 305 E Water Street, Saint Charles, MI 48655 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 305 E Water Street, Saint Charles, MI 48655 in a flood zone?
Per FEMA flood maps, this property is designated as Zone AE, a high-risk flood area. Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 305 E Water Street, Saint Charles, MI 48655. The maximum advertised download speed is 1.0 Gbps. 7 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 305 E Water Street, Saint Charles, MI 48655?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the St Charles Twp police department or the Saginaw County sheriff's office.
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Monthly payment$226
Principal & interest$226
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1 Gbps
Upload
35 Mbps
CableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
7 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
305 E Water Street, Saint Charles, MI 48655
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Municipality
St Charles Village
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