Sold
308 W Hosmer Street, Saint Charles, MI 48655
Sold on 09/30/2025 for$260,000
MLS # 50180829 (MiRealSource)
2 beds2 baths1,492 sqftBuilt 20180.39 acres
1 / 37
Listing Description
Beautiful Custom Ranch In the Village of St. Charles! This stunning 2018 custom-built ranch sits on a spacious corner lot with professional landscaping and charming curb appeal. enjoy relaxing mornings on the inviting front porch and cozy evenings by the fireplace in the large living room. The open layout includes a gorgeous 4-season room - perfect for year-round enjoyment. The home also features an attached 2-car garage, a beautifully designed backyard patio, sidewalks leading to a handy garden shed, and plenty of outdoor space for entertaining or relaxing. Truly move-in ready and full of warmth and character!
Source: SparkMLS
About this home
2-bedroom, 2-bath, 1,492 sq ft home in St Charles Village in Saint Charles built in 2018.
Final sale price: $260,000 (about $174/sq ft).
Broadband is available with download speeds up to 1,000 Mbps from 6 providers. Electric service is provided by Consumers Energy Company.
Tour
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms2
Living Area1,492 sqft
Lot Size0.39 acres
Year Built2018
Location
CitySaint Charles
MunicipalitySt Charles Twp
Zip Code48655
CountySaginaw
School DistrictSt. Charles Community Schools
Construction & Systems
ConstructionVinyl Siding
BasementCrawl Space
Garage2 spaces
HeatingForced Air
SewerPublic
Sale & Financing
Listed7/11/2025
Sold Date9/29/2025
Original Price$285,000
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Denise M Ebenhoeh
REMAX Tri County
Frequently Asked Questions about 308 W Hosmer Street, Saint Charles, MI 48655
What school district is 308 W Hosmer Street, Saint Charles, MI 48655 in?
Per MLS# 50180829, this property is served by St. Charles Community Schools. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 50180829, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Is 308 W Hosmer Street, Saint Charles, MI 48655 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 308 W Hosmer Street, Saint Charles, MI 48655 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 308 W Hosmer Street, Saint Charles, MI 48655?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 308 W Hosmer Street, Saint Charles, MI 48655. The maximum advertised download speed is 1.0 Gbps. 6 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the St Charles Twp police department or the Saginaw County sheriff's office.
Loading map...
Mortgage Calculator
$
%
$
$
$
Monthly payment$1,751
Principal & interest$1,751
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1 Gbps
Upload
35 Mbps
CableLicensed Fixed WirelessGSO SatelliteSatellite
6 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
308 W Hosmer Street, Saint Charles, MI 48655
View full property history →
Municipality
St Charles Village
View all listings →
Get email alerts for new listings near 308 W Hosmer Street
We'll notify you when something hits the market in St Charles Village or nearby.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.