For Sale
309 E North Street, Saint Charles, MI 48655
$62,900
MLS # 50204614 (MiRealSource)
3 beds1 bathBuilt 19251.85 acres
1 / 11
Listing Description
Rare opportunity to own nearly 2 acres in the village of ST Charles! This 1925-built home offers 1,773 square feet of character and space, featuring 3 bedrooms and 1 full bathroom. Bring your tools and vision to transform this classic residence into your dream home. The 1.85 irregular lot provides ample room for gardening, recreation, or future expansions. The 2-car detached garage is ready for a full overhaul and serves as the perfect project for a hobbyist or mechanic. Property is sold as-is--perfect for those looking to build sweat equity in a competitive market! Call for your private showing today.
Source: SparkMLS
About this home
3-bedroom, 1-bath home in St Charles Township in Saint Charles built in 1925.
Currently offered at $62,900.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Lot Size1.85 acres
Year Built1925
Location
CitySaint Charles
MunicipalitySt Charles Twp
Zip Code48655
CountySaginaw
School DistrictSt Charles
Construction & Systems
ConstructionAluminum Siding
BasementCrawl Space
Garage2 spaces
HeatingForced Air
SewerPublic
Sale & Financing
Listed4/16/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Chris Traverse
Real Estate One Great Lakes Bay
Frequently Asked Questions about 309 E North Street, Saint Charles, MI 48655
What school district is 309 E North Street, Saint Charles, MI 48655 in?
Per MLS# 50204614, this property is served by St Charles. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 309 E North Street, Saint Charles, MI 48655?
Per MLS# 50204614, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
Is 309 E North Street, Saint Charles, MI 48655 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 309 E North Street, Saint Charles, MI 48655 is in flood zone AE (high risk). Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the St Charles Twp police department or the Saginaw County sheriff's office.
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Monthly payment$408
Principal & interest$408
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
309 E North Street, Saint Charles, MI 48655
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Municipality
St Charles Township
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