For Sale
31031 Champine Street, Saint Clair Shores, MI 48082
$399,900
MLS # 20261047166 (Realcomp)
4 beds4 baths2,846 sqftBuilt 19630.15 acres
1 / 38
Listing Description
Welcome to this beautifully fully remodeled 4-bedroom, 3.5-bath ranch in the heart of St. Clair Shores. Thoughtfully updated from top to bottom, this home offers the perfect blend of modern finishes, functionality, and space for entertaining. The stunning brand-new kitchen is truly the centerpiece of the home, featuring gorgeous quartz countertops, beautiful custom cabinetry, sleek finishes, and plenty of prep and storage space. The open layout flows seamlessly into the main living areas, creating an inviting atmosphere for everyday living and hosting guests. The spacious primary suite offers comfort and privacy with its own full bath, while the additional bedrooms provide flexibility for family, guests, or a home office setup. The finished basement adds even more living space, perfect for entertaining, a recreation area, or additional lounge space. Step outside to enjoy the backyard with plenty of room to relax and gather during the warmer months. Conveniently located near parks, shopping, dining, and the waterfront, this move-in ready home offers modern updates in one of the area’s most desirable communities. Enjoy the convenience and security of a whole home back up generator, ensuring you are always prepared for any season.A rare opportunity to own a fully updated ranch with space, style, and exceptional finishes throughout.
Source: SparkMLS
About this home
4-bedroom, 4-bath, 2,846 sq ft home in St Clair Shores in Saint Clair Shores built in 1963.
Listed at $399,900 (about $141/sq ft).
Annual property taxes run approximately $3,817 ($318/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms4
Living Area2,846 sqft
Lot Size0.15 acres
Year Built1963
Stories1
Location
CitySaint Clair Shores
MunicipalitySaint Clair Shores City
Zip Code48082
CountyMacomb
School DistrictLakeshore (St. Clair)
Construction & Systems
ConstructionBrick
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Finished
Sale & Financing
Listed6/21/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$3,817
State Equalized Value$131,300
Taxable Value$77,996
Parcel #14-10-126-008
Source: Public Records
Legal Description
COUCHEZ FARMS SUB'N NO. 2 (L37, P26) N 25' OF LOT 263 & THE S 40' OF LOT 264
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Zachary Brown
Vanguard Realty Group
Frequently Asked Questions about 31031 Champine Street, Saint Clair Shores, MI 48082
What school district is 31031 Champine Street, Saint Clair Shores, MI 48082 in?
Per MLS# 20261047166, this property is served by Lakeshore (St. Clair). In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 20261047166, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261047166, the most recent reported annual property tax for 31031 Champine Street, Saint Clair Shores, MI 48082 is $3,817. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 31031 Champine Street, Saint Clair Shores, MI 48082 eligible for USDA financing?
Per USDA Rural Development boundary data, 31031 Champine Street, Saint Clair Shores, MI 48082 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 31031 Champine Street, Saint Clair Shores, MI 48082 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Macomb County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
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Monthly payment$2,594
Principal & interest$2,594
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
31031 Champine Street, Saint Clair Shores, MI 48082
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Municipality
St Clair Shores
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County
Macomb County
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