For Sale
3126 Red Oak Drive, Saugatuck, MI 49453
$1,595,000
MLS # 26031193 (Michigan Regional Information Center (MichRIC))
5 beds5 baths3,155 sqftBuilt 20260.9 acres
1 / 95
Listing Description
Experience New Construction luxury living on desirable Red Oak Drive in Saugatuck. Surrounded by towering trees and offering breathtaking water views, this exceptional 5-bedroom, 4.5-bath home provides a front-row seat to nature. Designed for both everyday living and entertaining, the open-concept floor plan features designer finishes, expansive windows that capture the views, and abundant natural light throughout. The main level includes two private en suites, while extensive closet space and storage provide exceptional functionality. Step outside to a spacious two-level deck and patio, perfect for hosting guests or enjoying the peaceful setting. The finished lower level features a wet bar and additional gathering space. A rare combination of luxury, privacy, and thoughtful design in one of Saugatuck's most sought-after locations.
Source: SparkMLS
About this home
Located in Saugatuck Township in Saugatuck, this property offers 5-bedroom, 5-bath, 3,155 sq ft, with original construction dating to 2026.
Asking $1,595,000 (about $506/sq ft).
Annual property taxes run approximately $1,830 ($153/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms5
Bathrooms5
Living Area3,155 sqft
Lot Size0.9 acres
Year Built2026
Stories2
Location
CitySaugatuck
MunicipalitySaugatuck Twp
Zip Code49453
CountyAllegan
School DistrictSaugatuck-Douglas
Construction & Systems
StyleRanch
ConstructionHardiPlank Type, Wood Siding
BasementFull, Walk-Out Access
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesNatural Gas Available, Electricity Available, Cable Available, Natural Gas Connected, Cable Connected, High-Speed Internet
InteriorCeiling Fan(s), Garage Door Opener, Wet Bar, Center Island, Eat-in Kitchen
Sale & Financing
Listed6/22/2026
Terms AcceptedCash, FHA, VA Loan, Conventional
HOA
HOA Fee$400 / Annually
IncludesOther, Snow Removal
Source: SparkMLS
Tax Information
Annual Tax$1,830
Tax Year2024
Assessed Value$55,000
Parcel #20-225-007-00
Source: SparkMLS
Legal Description
UNIT 7 INDIAN POINT CONDOMINIUM SEC 14 T3N R16W (07).
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Brennan Bohman
Jaqua Realtors
Frequently Asked Questions about 3126 Red Oak Drive, Saugatuck, MI 49453
What school district is 3126 Red Oak Drive, Saugatuck, MI 49453 in?
Per MLS# 26031193, this property is served by Saugatuck-Douglas. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 26031193, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26031193, the most recent reported annual property tax for 3126 Red Oak Drive, Saugatuck, MI 49453 is $1,830 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 3126 Red Oak Drive, Saugatuck, MI 49453 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 3126 Red Oak Drive, Saugatuck, MI 49453 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Saugatuck Twp police department or the Allegan County sheriff's office.
Loading map...
Mortgage Calculator
$
%
$
$
$
Monthly payment$10,378
Principal & interest$10,345
HOA$33
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
3126 Red Oak Drive, Saugatuck, MI 49453
View full property history →
Municipality
Saugatuck Township
View all listings →
Get email alerts for new listings near 3126 Red Oak Drive
We'll notify you when something hits the market in Saugatuck Township or nearby.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.