Sold
3130 Sherwood Street, Saginaw, MI 48603
Sold on 06/05/2026 for$198,000
MLS # 20261033098 (Realcomp)
3 beds2 baths1,222 sqftBuilt 19570.38 acres
1 / 20
Listing Description
Welcome home to this charming 3-bedroom, 1.5-bath residence in the highly sought-after Saginaw Township area. Offering 1,222 square feet of comfortable living space, this home is perfectly situated near local schools, shopping, and everyday conveniences.Step inside to a bright and inviting layout, featuring beautiful bay windows that fill the home with natural light. The spacious living and dining areas create an ideal setting for both relaxing and entertaining.The home includes three well-sized bedrooms, a full bath, and an additional half bath for added convenience. The kitchen offers plenty of space and functionality, ready for your personal touch.Downstairs, a ready-to-finish basement provides excellent potential for additional living space—perfect for a home office, gym, or recreation room.Outside, enjoy the convenience of a 2-car attached garage and the peace of mind that comes with a brand new roof.This is a fantastic opportunity to own in one of Saginaw Township’s most desirable neighborhoods. Schedule your private showing today!
Source: SparkMLS
About this home
3-bedroom, 2-bath, 1,222 sq ft home in Saginaw Township in Saginaw built in 1957.
Final sale price: $198,000 (about $162/sq ft).
Estimated annual property tax: $2,418, or about $201 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,222 sqft
Lot Size0.38 acres
Year Built1957
Stories1
Location
CitySaginaw
MunicipalitySaginaw Twp
Zip Code48603
CountySaginaw
School DistrictSaginaw Twp
Construction & Systems
ConstructionBrick, Wood Siding
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed5/8/2026
Sold Date6/4/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$2,418
Parcel #23124094116000
Source: SparkMLS
Legal Description
LOT 16 SHERWOOD PARK SEC 09 T12N R4E
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Steve Kobylecki
National Realty Centers, Inc
Frequently Asked Questions about 3130 Sherwood Street, Saginaw, MI 48603
What school district is 3130 Sherwood Street, Saginaw, MI 48603 in?
Per MLS# 20261033098, this property is served by Saginaw Twp. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 3130 Sherwood Street, Saginaw, MI 48603?
Per MLS# 20261033098, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261033098, the most recent reported annual property tax for 3130 Sherwood Street, Saginaw, MI 48603 is $2,418. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 3130 Sherwood Street, Saginaw, MI 48603 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 3130 Sherwood Street, Saginaw, MI 48603 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Saginaw Twp police department or the Saginaw County sheriff's office.
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Monthly payment$1,284
Principal & interest$1,284
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
3130 Sherwood Street, Saginaw, MI 48603
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Municipality
Saginaw Township
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