Sold

3135 S Graham Road, Saginaw, MI 48609

Sold on 07/15/2019 for$184,300

MLS # 19035595 (Michigan Regional Information Center (MichRIC))

3 beds3 baths2,280 sqftBuilt 19532 acres

About this home

This 3-bedroom, 3-bath, 2,280 sq ft home built in 1953 sits in Swan Creek Township in Saginaw.

Closed at $184,300 (about $81/sq ft).

Annual property taxes run approximately $1,951 ($163/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.

Broadband is available with download speeds up to 1,000 Mbps from 5 providers. Electric service is provided by Consumers Energy Company.

Listing Property Details

Property TypeResidential

Property SubtypeSingle Family Residence

Bedrooms3

Bathrooms3

Living Area2,280 sqft

Lot Size2 acres

Year Built1953

Stories1

Location

CitySaginaw

MunicipalitySwan Creek Twp

Zip Code48609

CountySaginaw

School DistrictSt. Charles Community Schools

Construction & Systems

StyleContemporary

ConstructionVinyl Siding

BasementSlab

Garage3 spaces

HeatingForced Air

WaterWell

SewerSeptic Tank

Sale & Financing

Listed7/26/2019

Sold Date7/14/2019

Terms AcceptedCash, Conventional

Source: SparkMLS

Tax Information

Annual Tax$1,951

Tax Year2019

Assessed Value$65,192

Parcel #26113092013000

Source: SparkMLS

Legal Description

W440 Ft of NLY 25 acres of NW 1/4 exc NLY 607.38 FT Thereof 2.23 acres SEC 9 T11 C R3E *Desc changed 1/18/97

Property Records

FEMA Flood Zone: Zone X — Minimal flood risk

Source: FEMA NFHL

USDA Rural Development: Eligible — 0% Down Payment Available

Verify eligibility at USDA

Listed by NON Member WCAR Agent

NON Member WCAR

Frequently Asked Questions about 3135 S Graham Road, Saginaw, MI 48609

What school district is 3135 S Graham Road, Saginaw, MI 48609 in?

Per MLS# 19035595, this property is served by St. Charles Community Schools. In Michigan, school district boundaries are set by the state and do not always follow city limits.

What type of financing is accepted for this listing?

Per MLS# 19035595, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.

How much are property taxes for this home?

Per MLS# 19035595, the most recent reported annual property tax for 3135 S Graham Road, Saginaw, MI 48609 is $1,951 (2019). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.

MI Property Tax Estimator

Is 3135 S Graham Road, Saginaw, MI 48609 eligible for USDA financing?

Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.

USDA Eligibility Map

What is the FEMA flood zone designation for this property?

Per FEMA's National Flood Hazard Layer, 3135 S Graham Road, Saginaw, MI 48609 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.

FEMA Flood Map

Is fiber internet available at 3135 S Graham Road, Saginaw, MI 48609?

Per FCC Broadband Data Collection filings, fiber internet is not currently available at 3135 S Graham Road, Saginaw, MI 48609. The maximum advertised download speed is 1.0 Gbps. 5 internet providers serve this address. Confirm availability and speeds directly with providers.

FCC Broadband Map

Who are the utility providers for this property?

Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.

Consumers Energy Company Consumers Energy Company MI Public Service Commission

How safe is this area?

For crime and public safety data, we recommend inquiring directly with the Swan Creek Twp police department or the Saginaw County sheriff's office.

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Purchase Price

Interest Rate

Loan Term

Annual Property Taxes

Annual Homeowner's Insurance

Monthly HOA

Monthly payment$1,297

Principal & interest$1,297

Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.

Internet

Download

1 Gbps

Upload

35 Mbps

CableGSO SatelliteSatelliteLicensed Fixed Wireless

5 providers at this address

SpectrumCable

1 Gbps

StarlinkGSO Satellite

280 Mbps

Viasat IncSatellite

100 Mbps

HughesNetSatellite

50 Mbps

T-MobileLicensed Fixed Wireless

0 Mbps

FCC Broadband Data Collection (Dec 2025). Max advertised speeds.

Utilities

Consumers Energy Company

Investor-Owned

800-477-5050 Web

Consumers Energy Company

Investor-Owned

800-477-5050 Web

MI Public Service Commission service territory boundaries.

Property

3135 S Graham Road, Saginaw, MI 48609

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Municipality

Swan Creek Township

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About this home

This 3-bedroom, 3-bath, 2,280 sq ft home built in 1953 sits in Swan Creek Township in Saginaw.

Closed at $184,300 (about $81/sq ft).

Annual property taxes run approximately $1,951 ($163/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.

Broadband is available with download speeds up to 1,000 Mbps from 5 providers. Electric service is provided by Consumers Energy Company.

Listing Property Details

Property TypeResidential

Property SubtypeSingle Family Residence

Bedrooms3

Bathrooms3

Living Area2,280 sqft

Lot Size2 acres

Year Built1953

Stories1

Location

CitySaginaw

MunicipalitySwan Creek Twp

Zip Code48609

CountySaginaw

School DistrictSt. Charles Community Schools

Construction & Systems

StyleContemporary

ConstructionVinyl Siding

BasementSlab

Garage3 spaces

HeatingForced Air

WaterWell

SewerSeptic Tank

Sale & Financing

Listed7/26/2019

Sold Date7/14/2019

Terms AcceptedCash, Conventional

Source: SparkMLS

Frequently Asked Questions about 3135 S Graham Road, Saginaw, MI 48609

What school district is 3135 S Graham Road, Saginaw, MI 48609 in?

Per MLS# 19035595, this property is served by St. Charles Community Schools. In Michigan, school district boundaries are set by the state and do not always follow city limits.

What type of financing is accepted for this listing?

Per MLS# 19035595, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.

How much are property taxes for this home?

MI Property Tax Estimator

Is 3135 S Graham Road, Saginaw, MI 48609 eligible for USDA financing?

USDA Eligibility Map

What is the FEMA flood zone designation for this property?

FEMA Flood Map

Is fiber internet available at 3135 S Graham Road, Saginaw, MI 48609?

FCC Broadband Map

Who are the utility providers for this property?

Consumers Energy Company Consumers Energy Company MI Public Service Commission

How safe is this area?

For crime and public safety data, we recommend inquiring directly with the Swan Creek Twp police department or the Saginaw County sheriff's office.