For Sale
315 N Main Street, Allegan, MI 49010
$289,900
MLS # 26029154 (Michigan Regional Information Center (MichRIC))
3 beds3 baths2,008 sqftBuilt 19000.23 acres
1 / 47
Listing Description
Price Reduced! Great home in the heart of Allegan features 3 bedrooms and 2 1/2 bathrooms. Large kitchen with ample counter space, center island and walk in pantry, formal dining room with sliders that lead to an awesome outdoor living space featuring a covered porch and patio area with firepit. The main floor is complete with a spacious full bath with double sinks, a primary bedroom suite with a private 1/2 bath, enclosed front porch with lots of windows, very big living room and a big bonus room that can be used as a second living space or a 4th bedroom. There are 2 more large bedrooms upstairs as well as another full bath. There are a lot of closets and storage areas throughout the home not to mention the heated and finished garage with a 2nd floor that was once used as an apartment, now used for storage, but could be used for other purposes. Lots of off street parking, this home has much to offer!
Source: SparkMLS
About this home
This 3-bedroom, 3-bath, 2,008 sq ft home built in 1900 sits in Allegan Township in Allegan.
Currently offered at $289,900 (about $144/sq ft).
Property tax estimate: $2,491 per year ($208/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area2,008 sqft
Lot Size0.23 acres
Year Built1900
Stories2
Location
CityAllegan
MunicipalityAllegan City
Zip Code49010
CountyAllegan
School DistrictAllegan
Construction & Systems
StyleTraditional
ConstructionBrick, Vinyl Siding
BasementMichigan Basement
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed6/11/2026
Original Price$299,900
Terms AcceptedCash, FHA, VA Loan, Rural Development, MSHDA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,491
Tax Year2026
Assessed Value$57,474
Parcel #51-280-017-00
Source: SparkMLS
Legal Description
LOT 12 & 10 EX COM AT A PT ON S LINE OF N ST 99 FT E OF NW COR OF LOT 12 TH E ALONG S LINE OF SD ST TO INTERSECTION OF SD S LINE OF N ST WITH NWLY LINE OF N ST TH SWLY ALG NWLY LIN OF MAIN ST TO A PT 75 FT NELY OF THE ANGLE OF MAIN ST WHERE SAME BEARS S TH NELY TO BEG BEING A PT OF LOT 10 RUSSELL'S FRACTION.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Ruth A Seif
Great Lakes Realty
Frequently Asked Questions about 315 N Main Street, Allegan, MI 49010
Which school district serves 315 N Main Street, Allegan, MI 49010?
Per MLS# 26029154, 315 N Main Street, Allegan, MI 49010 is in the Allegan boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Allegan directly to confirm enrollment eligibility.
What financing options are available for 315 N Main Street, Allegan, MI 49010?
Per MLS# 26029154, this listing accepts Cash, FHA, VA Loan, Rural Development, MSHDA, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 315 N Main Street, Allegan, MI 49010?
Per public tax records, annual property taxes for this property are $2,491 (2026). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 315 N Main Street, Allegan, MI 49010 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 315 N Main Street, Allegan, MI 49010 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 315 N Main Street, Allegan, MI 49010?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Allegan City police department or the Allegan County sheriff's office.
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Monthly payment$1,880
Principal & interest$1,880
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
315 N Main Street, Allegan, MI 49010
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Municipality
Allegan Township
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