Sold
316 S Main Street, Montgomery, MI 49255
Sold on 05/06/2026 for$230,000
MLS # 26005555 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,480 sqftBuilt 19990.4 acres
1 / 30
Listing Description
Check out this charming 3 bedroom, 2 bath ranch in Montgomery! Step inside to a spacious living room that's perfect for entertaining or simply relaxing after a long day. The cute kitchen offers plenty of cabinet space and flows nicely into the dining room, making mealtime and gatherings easy and comfortable. Downstairs, you'll find a full basement ready to be finished—a blank canvas with endless possibilities. Create the rec room, home office, gym, or additional living space you've always wanted! The 2 car attached garage provides convenience and extra storage. This company makes no warranty or representations about the contents of this data. It is the responsibility of the parties looking at the property to satisfy themselves as to accuracy of this information. Taxes were obtained from the local assessor and the taxes could change for the buyer after a closed transaction.
Source: SparkMLS
About this home
This 3-bedroom, 2-bath, 1,480 sq ft home built in 1999 sits in Montgomery Village in Montgomery.
Final sale price: $230,000 (about $155/sq ft).
Annual property taxes run approximately $1,754 ($146/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,480 sqft
Lot Size0.4 acres
Year Built1999
Stories1
Location
CityMontgomery
MunicipalityCamden Twp
Zip Code49255
CountyHillsdale
School DistrictReading
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementFull
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
Sale & Financing
Listed2/15/2026
Sold Date5/5/2026
Terms AcceptedCash, FHA, VA Loan, Rural Development, MSHDA, Conventional
Concessions$8,589
Source: SparkMLS
Tax Information
Annual Tax$1,754
Tax Year2025
Assessed Value$50,933
Parcel #14120001086
Source: SparkMLS
Legal Description
LOTS 93 & 94 ASSESSORS PLAT SEC 17 T8S R4W VILLAGE OF MONTGOMERY
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Angie Marsh
Southern Marsh Realty
Frequently Asked Questions about 316 S Main Street, Montgomery, MI 49255
What school district is 316 S Main Street, Montgomery, MI 49255 in?
Per MLS# 26005555, this property is served by Reading. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 316 S Main Street, Montgomery, MI 49255?
Per MLS# 26005555, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Rural Development, MSHDA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26005555, the most recent reported annual property tax for 316 S Main Street, Montgomery, MI 49255 is $1,754 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 316 S Main Street, Montgomery, MI 49255 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 316 S Main Street, Montgomery, MI 49255 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Camden Twp police department or the Hillsdale County sheriff's office.
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Monthly payment$1,492
Principal & interest$1,492
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
316 S Main Street, Montgomery, MI 49255
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Municipality
Montgomery Village
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