Sold
3177 Lighthouse Way 4, Saugatuck, MI 49453
Sold on 06/01/2026 for$650,000
MLS # 26005375 (Michigan Regional Information Center (MichRIC))
4 beds3 baths2,098 sqftBuilt 20120.85 acres
1 / 65
Listing Description
Set among the trees in Lighthouse Estates in Saugatuck, this well-maintained home offers privacy, space, and easy access to downtown and the shores of Lake Michigan. Surrounded by mature hardwoods and natural landscape, it feels like a peaceful retreat just minutes from shops, dining, marina access, and beaches. Inside are over 2,100 square feet with four bedrooms and two and a half baths. The open layout connects the kitchen, dining, and living areas, filled with natural light and centered around a cozy fireplace. Generous windows frame wooded views, and ample cabinetry and workspace support everyday living and larger gatherings. Two full baths and a half bath are conveniently positioned. An expansive lower level offers excellent potential for finishing as a recreation room, guest suite, fitness area, or studio. With a two-car garage and flexible space, this home blends comfort, convenience, and long-term potential in a nature-rich neighborhood.
Source: SparkMLS
About this home
This 4-bedroom, 3-bath, 2,098 sq ft home built in 2012 sits in Saugatuck Township in Saugatuck.
Final sale price: $650,000 (about $310/sq ft).
Annual property taxes run approximately $7,359 ($613/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by SEMCO Energy Gas Company. Fiber internet is available at this address with download speeds up to 1,000 Mbps across 5 providers.
Tour
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area2,098 sqft
Lot Size0.85 acres
Year Built2012
Stories2
Location
CitySaugatuck
MunicipalitySaugatuck Twp
Zip Code49453
CountyAllegan
School DistrictSaugatuck-Douglas
Construction & Systems
StyleTraditional
ConstructionShingle Siding, Vinyl Siding
BasementFull
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesPhone Connected, Natural Gas Connected, Cable Connected, High-Speed Internet
InteriorCeiling Fan(s), Garage Door Opener, Center Island, Eat-in Kitchen, Pantry
Sale & Financing
Listed2/19/2026
Sold Date5/31/2026
Terms AcceptedCash, Conventional
HOA
HOA Fee$500 / Annually
IncludesSnow Removal, Lawn/Yard Care
Source: SparkMLS
Tax Information
Annual Tax$7,359
Tax Year2015
Assessed Value$121,615
Parcel #20-245-004-00
Source: SparkMLS
Legal Description
UNIT 4 LIGHTHOUSE ESTATES SEC 14 T3N R16W (05).
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by David Isljamovski
CENTURY 21 Affiliated
Frequently Asked Questions about 3177 Lighthouse Way 4, Saugatuck, MI 49453
Which school district serves 3177 Lighthouse Way 4, Saugatuck, MI 49453?
Per MLS# 26005375, 3177 Lighthouse Way 4, Saugatuck, MI 49453 is in the Saugatuck-Douglas boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Saugatuck-Douglas directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 26005375, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 3177 Lighthouse Way 4, Saugatuck, MI 49453?
Per public tax records, annual property taxes for this property are $7,359 (2015). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 3177 Lighthouse Way 4, Saugatuck, MI 49453 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 3177 Lighthouse Way 4, Saugatuck, MI 49453 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 3177 Lighthouse Way 4, Saugatuck, MI 49453. The maximum advertised download speed is 1.0 Gbps. 5 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 3177 Lighthouse Way 4, Saugatuck, MI 49453?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: SEMCO Energy Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Saugatuck Twp police department or the Allegan County sheriff's office.
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Mortgage Calculator
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Monthly payment$4,569
Principal & interest$4,527
HOA$42
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
1 Gbps
Upload
1 Gbps
FiberGSO SatelliteSatelliteLicensed Fixed Wireless
5 providers at this address
XfinityFiber
1 GbpsStarlinkGSO Satellite
280 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsT-MobileLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
3177 Lighthouse Way 4, Saugatuck, MI 49453
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Municipality
Saugatuck Township
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