For Sale
3180 N Hubbard Lake Road, Spruce, MI 48762
$469,000
MLS # 201840297
4 beds2 baths21 acres
1 / 32
Listing Description
4 Bedroom 2.5 Bathroom log home situated on 21 acres of land. 2 car attached heated garage with its own furnace. 40x40 pole barn that is completely finsihed and supply for heat with a free standing propane heater, 30x44 all steel pole barn for your extra storage space. Knotty pine interior for the cozy up north feel. 3 bedrooms are on the larger size, with an ensuite and walk in closet off of the ensuite bathroom. Partial basement for storage and utilities. Cozy loft area for a second living room space. Double sided fireplace to view from the living room area or dining room. Real estate agent owned home., Age: 21-30 Years Approx.
Source: SparkMLS
About this home
Located in Spruce, this property offers 4-bedroom, 2-bath.
Asking $469,000.
Electric service is provided by Consumers Energy Company; natural gas by Presque Isle Electric & Gas Cooperative.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Lot Size21 acres
Location
CitySpruce
MunicipalityHawes Twp
Zip Code48762
CountyAlcona
Sale & Financing
Listed5/21/2026
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Jonathon Allen Klukowski
Forty Five North Real Estate
Frequently Asked Questions about 3180 N Hubbard Lake Road, Spruce, MI 48762
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 3180 N Hubbard Lake Road, Spruce, MI 48762 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 3180 N Hubbard Lake Road, Spruce, MI 48762 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 3180 N Hubbard Lake Road, Spruce, MI 48762?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Presque Isle Electric & Gas Cooperative. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Hawes Twp police department or the Alcona County sheriff's office.
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Monthly payment$3,042
Principal & interest$3,042
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Presque Isle Electric & Gas Cooperative
Co-op
MI Public Service Commission service territory boundaries.
Property
3180 N Hubbard Lake Road, Spruce, MI 48762
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